Shiawassee County property record for 925 S Chipman St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,076 sqft · built 1900 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $115,000 (Jun 2023) |
| Tax Bill | $2,268 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Jun 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-114-001-017-00 |
| Primary APN | 050-114-001-017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,076 sqft Living Area |
| 1st Floor Area | 764 sqft |
| Basement Area | 764 sqft |
| Unfinished Basement | 764 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Area | 264 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 925 S CHIPMAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 18 BLK 1 CITY ASSESSORS PLAT 4 |
| Legal Subdivision | CITY ASSESORS PLAT NO 4 |
| Legal Block | 1 |
| Legal Lot Number | 18 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30700 |
925 S Chipman St is owned and occupied by two individuals who bought it in June 2023.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 925 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 12, 2023 | Deed of Trust, Mortgage · USDA Mortgage NEIGHBORHOOD LOANS |
| Jun 16, 2023 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| Dec 28, 2020 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 16, 2023 · Amount on File |
| Deed Sale | Jun 16, 2023 · Amount on File |
| Prior Sale | Dec 28, 2020 · Amount on File |
| Deed Document Number | 20233372212 |
| Deed Book / Page | 1308 / 80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 925 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 318 N GATE ST, MORRICE, MI 48857-8765 |
| Document Number | 0013070899 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 1307/899 |
| Instrument | 3372032 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 16, 2023 |
| Property Address | 925 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Document Number | 0013080080 |
| Book / Page | 1308 / 80 |
| Map Reference | LB 1 PG 39 |
| Instrument Date | May 26, 2023 |
| Instrument | 3372212 |
| Transaction Type | Transfer |
| Record Updated | Jul 4, 2023 |
| Title Company | CAPITAL TITLE INS AGCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $862.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 925 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 925 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Document Number | 0013070898 |
|---|---|
| Date | Jun 12, 2023 |
| Book Page | 1307/898 |
| Instrument | 3372031 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Address | DOWNERS GROVE, IL 60515 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 28, 2020 |
| Property Address | 925 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Document Number | 0012760704 |
| Book / Page | 001276 / 000704 |
| Instrument Date | Dec 22, 2020 |
| Instrument | 3340439 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2021 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $638.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2135 FORTUNE HILL LN LEXINGTON KY 405094140, LEXINGTON, KY 40509-4140 |
The 2025 property tax bill for 925 S Chipman St was $2,268 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,100 (+10.42%) | $110,200 (+10.42%) | |
| 2025 | $2,268.00 Homeowner's exemption | $49,900 | $99,800 |
| 2023 | $1,886.00 Homeowner's exemption | $41,300 | $82,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 925 S Chipman St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 925 S Chipman St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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