Shiawassee County property record for 903 S Chipman St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,353 sqft · built 1900 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Jul 2020) |
| Deeds & Mortgages | May 2021 Mortgage Jul 2020 Sale & Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 050-114-001-012-00 |
| Primary APN | 050-114-001-012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,353 sqft Living Area |
| 1st Floor Area | 1,084 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 11,326 sqft (0.26 acres) |
| Garage Area | 308 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 903 S CHIPMAN ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-4155 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 6' W 165' LOT 10 & W 148 12' OF LOT 13 BLK 1 CITY ASSESSORS PLAT 4 |
| Legal Subdivision | ASSESSORS 4 -CITY OF OWOSSO |
| Legal Block | 1 |
| Legal Lot Number | 10,13 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 30700 |
903 S Chipman St is owned and occupied by an individual who acquired it in June 2024.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Jul 2, 2020 | Warranty Deed, Transfer · Line of Credit RURAL HSNG SVC OR SUCCESSOR AG |
| Jun 7, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jun 7, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2020 · Amount on File |
| Deed Sale | Jul 2, 2020 · Amount on File |
| Deed Document Number | 20203334094 |
| Deed Book / Page | 1270 / 453 |
| Last Transfer Date | Jun 20, 2024 |
| Transfer Doc | 0013180334 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 903 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 903 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Document Number | 0012820495 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 1282/495 |
| Instrument | 3346262 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Address | SAINT LOUIS, MO 63166 |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 455 Months |
| Due | Apr 28, 2059 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jul 2, 2020 |
| Property Address | 903 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Document Number | 0012700453 |
| Book / Page | 001270 / 000453 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 3334094 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2020 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $773.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 673 BYERLY ST OWOSSO MI 488673870, OWOSSO, MI 48867-3870 |
| Document Number | 12700454 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 001270/000454 |
| Instrument | 3334095 |
| Name | RURAL HSNG SVC OR SUCCESSOR AG |
|---|---|
| Address | SAINT LOUIS, MO 63166 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 456 Months |
| Due | Jul 1, 2058 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 7, 2019 |
| Property Address | 903 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Document Number | 0012570982 |
| Book / Page | 001257 / 000982 |
| Instrument Date | May 15, 2019 |
| Instrument | 3321518 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $187.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 903 S CHIPMAN ST OWOSSO MI 488674155, OWOSSO, MI 48867-4155 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Jun 7, 2019 |
| Property Address | 903 S CHIPMAN ST, OWOSSO, MI 48867-4155 |
| Document Number | 0012570983 |
| Book / Page | 001257 / 000983 |
| Instrument Date | Aug 14, 2017 |
| Instrument | 3321519 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $262.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 903 S CHIPMAN ST OWOSSO MI 488674155, OWOSSO, MI 48867-4155 |
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Market Value |
|---|---|---|
| 2025 | Homeowner's exemption | |
| 2023 | Homeowner's exemption | |
| 2021 | $79,400 |
Assessed market value is set for property tax purposes and is not a market price estimate.
FEMA maps place 903 S Chipman St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 35 policies |
| Nearby Flood Policies | 35 in force |
| Nearby Flood Claims | 15 (1981–2009) |
| Claims Outside the SFHA | 2 of 15 |
| Most Recent Claim | Apr 2009 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 903 S Chipman St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures