925 Misty Dr, Berea, KY 40403 Property Records

Madison County property record for 925 Misty Dr, Berea, KY 40403

Property Summary

Property TypeSingle Family Home
Details1,215 sqft
OwnerCompany Name on File
Last Sale$25,000 (Dec 2007)
Tax Bill$1,791 (2025)
Deeds & MortgagesAug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN0073-005A-0019

Property Details

APN / Parcel Number

Primary APN0073-005A-0019
Alternative APNs
  • 113825
  • 76929
  • 43057

Interior

Stories1 Story
Building Area1,215 sqft Living Area

Exterior

Architectural StyleSplit Foyer
Exterior MaterialBrick
Roof MaterialComposition Shingle
Garage TypeBasement
Garage Area594 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number43057
Street Address925 MISTY DR
CityBEREA
StateKY
Zip40403-1288
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUSH BOTTOM ESTS LOT 19 PH 2
Legal SubdivisionBUSH BOTTOM
Legal Phase2
Legal Lot Number19
JurisdictionMADISON KY
Township / Civil DivisionBEREA
Census Block Group3
Census Block3000
Census Tract11101

Owner

Source: Madison County assessment roll, as of April 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address5694 SCAFFOLD CANE RD, MOUNT VERNON, KY 40456-7192
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 10, 2007 · Amount on Record
Deed SaleDec 10, 2007 · Amount on Record
Deed Document Number0000629388
Record UpdatedJun 8, 2026

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON KY
Property Address925 MISTY DR, BEREA, KY 40403-1288
Transaction TypeMortgage
Record UpdatedSep 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0M2254/518
DateAug 21, 2023
Book PageM2254/518
Instrument2014162762
Lender
NameWHITAKER BANK INC
TypeBank
AddressMINNEAPOLIS, MN 55439
Agreement
TypeLine of Credit
AmountAmount Recorded
Term24 Months
DueAug 11, 2025
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyMadison County
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,791.00 (+15.4%) Additional exemption filed$190,000 (+18.75%)$190,000 (+18.75%)
2023$1,552.00$160,000$160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · above 67% of Kentucky
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTHERN MADISON WATER DISTRICT
serves 14,707 people · EPA ID KY0760407
Water SourcePurchased surface water from BEREA MUNICIPAL UTILITIES
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet Holdings
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Uniti Group
DSL · Fiber in parts of the area
200 / 20

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