905 Misty Dr, Berea, KY 40403 Property Records

Madison County property record for 905 Misty Dr, Berea, KY 40403

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,170 sqft · built 2008
Owner	Individual Name on Record
Last Sale	$196,000 (Aug 2021)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`0073-005A-0002`

Property Details

APN / Parcel Number

Primary APN	`0073-005A-0002`
Alternative APNs	`133222` `96029` `63118`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	1,170 sqft Living Area

Exterior

Year Built	Built 2008
Architectural Style	Split Foyer
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Type	Basement
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	63118
Street Address	905 MISTY DR
City	BEREA
State	KY
Zip	40403-1288
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BUSH BOTTOM ESTS LOT 2 PH 2
Legal Subdivision	BUSH BOTTOM
Legal Phase	2
Legal Lot Number	2
Jurisdiction	MADISON KY
Township / Civil Division	BEREA
Census Block Group	3
Census Block	3000
Census Tract	11101

Owner

Source: Madison County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	905 MISTY DR, BEREA, KY 40403-1288
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed, Transfer · FHA Mortgage REPUBLIC STATE MORTGAGE CO
Dec 4, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Dec 4, 2020 · Amount on Record
Deed Document Number	2014049004
Deed Book / Page	D810 / 196
Record Updated	Jun 8, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MADISON KY
Recording Date	Aug 18, 2021
Property Address	905 MISTY DR, BEREA, KY 40403-1288
Document Number	00D810/196
Book / Page	D810 / 196
Map Reference	CAB 23 SL 46
Instrument Date	Aug 13, 2021
Instrument	2014049004
Transaction Type	Transfer
Record Updated	Dec 31, 2021
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$196.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 JOHNSON RD, 320, BEREA, KY 40403-8625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	905 MISTY DR, BEREA, KY 40403-1288

Mortgage

Document Number	2014049005
Date	Aug 18, 2021
Instrument	2014049005

Lender

Name	REPUBLIC STATE MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Dec 4, 2020
Property Address	905 MISTY DR, BEREA, KY 40403-1288
Document Number	0D00798/62
Book / Page	D00798 / 62
Map Reference	CAB 23 SL 46
Instrument Date	Dec 1, 2020
Instrument	2014025281
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Tax	$175.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	77 WILDIE SCHOOL RD, 77, MOUNT VERNON, KY 40456-6159

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	905 MISTI DRIVE, RICHMOND, KY 40475

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00 (-2.79%) Additional exemption filed	$196,000 (-)	$196,000 (-)
2023	$1,901.00	$196,000	$196,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTHERN MADISON WATER DISTRICT serves 14,707 people · EPA ID KY0760407
Water Source	Purchased surface water from BEREA MUNICIPAL UTILITIES
Last State Inspection	May 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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