Kenton County property record for 923 Main St, Covington, KY 41011
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,244 sqft · built 1909 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | Company Name on Record |
| Last Sale | $225,000 (Mar 2022) |
| Tax Bill | $2,981 (2025) |
| Deeds & Mortgages | Aug 2022 Mortgage Mar 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 054-22-01-009.00 |
| Primary APN | 054-22-01-009.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,244 sqft Finished Area |
| Gross Area | 2,382 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Architectural Style | Duplex Single |
| Exterior Material | Brick |
| Foundation Type | Stone |
| Roof Material | Slate |
| Lot Area | 3,006 sqft (0.069 acres) |
| Lot Dimensions | 100 ft deep x 30 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 923 MAIN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41011-2122 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 30X100 UNNUM LOT UNNAMED BEING 0.069 AC M,L SUB WS MAIN 293 FT S 9TH |
| Legal Subdivision | M,L SUB |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 60700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1593 ST ANTHONY CIR, COVINGTON, KY 41011-3752 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage DOMINION FINANCIAL SERVICES LLC |
| Mar 16, 2022 | Warranty Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 16, 2022 · Amount on Record |
| Deed Sale | Mar 16, 2022 · Amount on Record |
| Deed Document Number | 2022158 |
| Deed Book / Page | 153 / 773 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 923 MAIN ST, COVINGTON, KY 41011-2122 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2024 |
| Title Company | STEWART TITLE COMPANY (BA), STEWART TTL CO OF CINCINNATI |
| Name | Verified Name |
|---|---|
| Address | 1593 SAINT ANTHONY DR, COVINGTON, KY 41011-3752 |
| Document Number | 0005900051 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 398/316 |
| Instrument | 22081605900051 |
| Name | DOMINION FINANCIAL SERVICES LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | BALTIMORE, MD 21202 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 16, 2022 |
| Property Address | 923 MAIN ST, COVINGTON, KY 41011-2122 |
| Document Number | 0005900158 |
| Book / Page | 153 / 773 |
| Instrument Date | Feb 11, 2022 |
| Instrument | 22031605900158 |
| Transaction Type | Transfer |
| Record Updated | Jan 5, 2024 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 923 MAIN ST, COVINGTON, KY 41011-2122 |
| Name | Verified Name |
|---|---|
| Address | 1593 SAINT ANTHONY DR, COVINGTON, KY 41011-3752 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $225,000 (-) Land $10,000 Building $215,000 | $225,000 (-) Land $10,000 Building $215,000 | |
| 2025 | $2,981.00 (-0.53%) | $225,000 (-) Land $10,000 Building $215,000 | $225,000 (-) Land $10,000 Building $215,000 |
| 2023 | $2,997.00 | $225,000 Land $10,000 Building $215,000 | $225,000 Land $10,000 Building $215,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 720 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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