Bonner County property record for 925 Lower Pack River Rd, Sandpoint, ID 83864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,080 sqft · built 2020 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,401 (2026) |
| Deeds & Mortgages | Mar 2020 Mortgage Sep 2020 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | RP043580000030A |
| Primary APN | RP043580000030A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 3,080 sqft Finished Area |
| 1st Floor Area | 3,080 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Roof Type | Flat |
| Roof Material | Galvanized Metal |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 925 LOWER PACK RIVER RD |
|---|---|
| City | SANDPOINT |
| State | ID |
| Zip | 83864-4994 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | Rec |
| Legal Description | 31-58N-1E/36-58N-1W MARY'S PACK RIVER LOTS LOT 3 |
| Legal Range | 01E |
| Legal Township | 58N |
| Legal Section | 31 |
| Legal Subdivision | MARYS PACK RIVER LOTS |
| Legal Lot Number | 3 |
| Jurisdiction | BONNER ID |
| Township / Civil Division | SANDPOINT |
| Census Block Group | 1 |
| Census Block | 1033 |
| Census Tract | 950202 |
Source: Bonner County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 925 LOWER PACK RIVER RD, SANDPOINT, ID 83864-4994 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 27, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Sep 25, 2020 | Warranty Deed, Transfer TITLE ONE, TITLE OE |
| Sep 11, 2019 | Warranty Deed, Transfer TITLEONE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2020 |
| Deed Sale | Sep 25, 2020 |
| Prior Sale | Sep 11, 2019 |
| Deed Document Number | 2020966292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BONNER ID |
| Property Address | 925 LOWER PACK RIVER RD, SANDPOINT, ID 83864-4994 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLEONE |
| Name | Verified Name |
|---|
| Document Number | 954932 |
|---|---|
| Date | Mar 27, 2020 |
| Instrument | 954932 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 25, 2020 |
| Property Address | 925 LOWER PACK RIVER RD, SANDPOINT, ID 83864-4994 |
| Document Number | 966292 |
| Map Reference | MB 7 PG 282 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 966292 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | TITLE ONE, TITLE OE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 925 LOWER PACK RIVER RD, SANDPOINT, ID 83864-4994 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BONNER ID |
| Recording Date | Sep 11, 2019 |
| Property Address | 925 LOWER PACK RIVER RD, SANDPOINT, ID 83864-4994 |
| Document Number | 0000944907 |
| Map Reference | MB 7 PG 282 |
| Instrument Date | Sep 5, 2019 |
| Instrument | 944907 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2023 |
| Title Company | TITLEONE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 951 SHINGLE MILL RD, SANDPOINT, ID 83864-7421 |
Source: Bonner County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Bonner County |
| Unified School District | Lake Pend Oreille School District 84 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,401.00 (+9.48%) Homeowner's exemption | $700,092 (-2.13%) Land $115,619 Building $584,473 | $700,092 (-2.13%) Land $115,619 Building $584,473 |
| 2025 | $2,193.00 (+4.88%) Homeowner's exemption | $715,329 (+2.18%) Land $115,619 Building $599,710 | $715,329 (+2.18%) Land $115,619 Building $599,710 |
| 2023 | $2,091.00 Homeowner's exemption | $700,089 Land $102,849 Building $597,240 | $700,089 Land $102,849 Building $597,240 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 89% of Idaho |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | IDAHO CLUB private · serves 300 people · EPA ID ID1090297 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 1,000 / 50 |
| MountainLink Fixed Wireless | 250 / 50 |
| Intermax Networks Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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