Butler County property record for 925 Joy Dr, Monroe, OH 45050
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,584 sqft · built 1991 |
| Lot Size | 0.207 acres (9,047 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $327,500 (Sep 2025) |
| Tax Bill | $2,954 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Sep 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | D7000-011.110-060 |
| Primary APN | D7000-011.110-060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,584 sqft Living Area |
| 1st Floor Area | 1,584 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,047 sqft (0.207 acres) |
| Lot Dimensions | 130 ft deep x 75 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 1108600 |
|---|---|
| Old Parcel Number | D7000011.110060 |
| Street Address | 925 JOY DR |
| City | MONROE |
| State | OH |
| Zip | 45050-1685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1809 ENT |
| Legal Subdivision | MONROE COUNTY ESTS/LEE MDWS |
| Legal Lot Number | 1809 |
| Jurisdiction | BUTLER OH |
| Township / Civil Division | LIBERTY |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 11132 |
Source: Butler County records, as of March 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 925 JOY DR, MONROE, OH 45050-1685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Sep 23, 2025 | Warranty Deed, Transfer · FHA Mortgage NFM LENDING LLC |
| Oct 6, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK |
| Jun 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2025 · Amount on Record |
| Deed Sale | Sep 23, 2025 · Amount on Record |
| Prior Sale | Oct 6, 2022 · Amount on Record |
| Deed Document Number | 0000032948 |
| Deed Book / Page | 10266 / 1779 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUTLER OH |
| Property Address | 925 JOY DR, MONROE, OH 45050-1685 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000017058 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 9618/1183 |
| Instrument | 2021-00017058 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Sep 23, 2025 |
| Property Address | 925 JOY DR, MONROE, OH 45050-1685 |
| Document Number | 0000032948 |
| Book / Page | 10266 / 1779 |
| Map Reference | ENV 1926 PG A-D |
| Instrument Date | Sep 23, 2025 |
| Instrument | 2025-00032948 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | LTOC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 925 JOY DR, MONROE, OH 45050-1685 |
| Document Number | 0102661781 |
|---|---|
| Date | Sep 23, 2025 |
| Instrument | 10266/1781 |
| Name | NFM LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Number | 0000032950 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 10266/1799 |
| Instrument | 2025-00032950 |
| Name | NFM LENDING |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBUS, OH 43219 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Oct 6, 2022 |
| Property Address | 925 JOY DR, MONROE, OH 45050-1685 |
| Document Number | 0000043122 |
| Book / Page | 9905 / 1156 |
| Map Reference | ENV 1926 PG A-D |
| Instrument Date | Oct 3, 2022 |
| Instrument | 2022-00043122 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0099051158 |
|---|---|
| Date | Oct 6, 2022 |
| Instrument | 9905/1158 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 6% |
| Index | 1-Year CMT |
| Max Rate | 10% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUTLER OH |
| Recording Date | Jun 12, 2019 |
| Property Address | 925 JOY DR, MONROE, OH 45050-1685 |
| Document Number | 0000020426 |
| Book / Page | 9298 / 0999 |
| Map Reference | ENV 1926 PG A-D |
| Instrument Date | Jun 7, 2019 |
| Instrument | 2019-00020426 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2774 BLUE ROCK RD, CINCINNATI, OH 45239-6333 |
| Document Number | 0000020427 |
|---|---|
| Date | Jun 12, 2019 |
| Instrument | 2019-00020427 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2049 |
Source: Butler County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Butler County |
| County Subdivision | Liberty Township |
| Municipality | Monroe City |
| Unified School District | Lakota Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,954.00 (+2.21%) | $83,590 (-) Land $9,720 Building $73,870 | $238,840 (-) Land $27,780 Building $211,060 |
| 2024 | $2,890.00 (+1.3%) | $83,590 (-) Land $9,720 Building $73,870 | $238,840 (-) Land $27,780 Building $211,060 |
| 2023 | $2,853.00 (+18.83%) | $83,590 (+49.4%) Land $9,720 Building $73,870 | $238,840 (+49.41%) Land $27,780 Building $211,060 |
| 2022 | $2,401.00 | $55,950 Land $9,720 Building $46,230 | |
| 2020 | $159,860 Land $27,780 Building $132,080 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures