925 Heards Rdg, Morganton, GA 30560 Property Records

Fannin County property record for 925 Heards Rdg, Morganton, GA 30560

Property Summary

Property TypeResidential Vacant Land
Details2.5 ba · 2,343 sqft · built 2002
Lot Size13.5 acres (591,980 sqft)
Owner2 Individual Names on Record
Last Sale$500,000 (Mar 2023)
Tax Bill$402 (2025)
Deeds & MortgagesApr 2024 Mortgage
Mar 2023 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN0005 00704

Property Details

APN / Parcel Number

Primary APN0005 00704
Alternative APN
  • 15111

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,343 sqft Heated Area
Basement Area1,532 sqft
Unfinished Basement1,532 sqft
FlooringSoftwood
Interior WallsWood

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area591,980 sqft (13.5 acres)
TerrainRolling
PorchPorch
Porch Area1,574 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number15111
Street Address925 HEARDS RDG
CityMORGANTON
StateGA
Zip30560-4269
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeRESIDENTIA
Legal Description7-1 LL25,47 DB196-779 13.59 ACRES
Legal SubdivisionURB(>4.00)
Legal BlockB
JurisdictionFANNIN GA
Township / Civil DivisionMORGANTON
Census Block Group3
Census Block3000
Census Tract50500

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address120 HAWTHORNE CIR, LAGRANGE, GA 30240-9711
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2024Deed of Trust, Mortgage · Conventional Mortgage
TRUIST BANK
Mar 27, 2023Warranty Deed, Transfer · Conventional Mortgage
KASS MOUNTAIN PROPERTIES
Jun 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE
Sep 23, 2020Warranty Deed, Transfer
Dec 27, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 29, 2023 · Amount on Record
Deed SaleMar 29, 2023 · Amount on Record
Prior SaleAug 7, 2012 · Amount on Record
Deed Document Number2023780
Deed Book / Page1549 / 400
Prior Transfer DateApr 28, 2008
Prior Transfer Doc000843/260
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN GA
Property Address925 HEARDS RDG, MORGANTON, GA 30560-4269
Transaction TypeMortgage
Record UpdatedMay 17, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 HEARDS RDG, MORGANTON, GA 30560-4269

Mortgage

Document Number0000001599/0000000413
DateApr 23, 2024
Book Page0000001599/0000000413
Lender
NameTRUIST BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFANNIN GA
Recording DateMar 27, 2023
Property Address925 HEARDS RDG, MORGANTON, GA 30560-4269
Document Number001549/400
Book / Page1549 / 400
Instrument DateMar 27, 2023
Instrument2023-000780
Transaction TypeTransfer
Record UpdatedMay 12, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12879 APPALACHIAN HWY, MORGANTON, GA 30560-3415

Mortgage

Document Number0001549402
DateMar 27, 2023
Instrument1549/402
Lender
NameKASS MOUNTAIN PROPERTIES
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term10 Months
DueJan 1, 2024

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFANNIN GA
Property Address925 HEARDS RDG, MORGANTON, GA 30560-4269
Transaction TypeMortgage
Record UpdatedJul 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 HEARDS RDG, MORGANTON, GA 30560-4269

Mortgage

Document Number0000001512/0000000013
DateJun 22, 2022
Book Page0000001512/0000000013
Lender
NameROCKET MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2052

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFANNIN GA
Recording DateSep 23, 2020
Property Address925 HEARDS RDG, MORGANTON, GA 30560-4269
Document Number001373/420
Book / Page1373 / 420
Instrument DateSep 23, 2020
Instrument2020-002426
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 HEARDS RDG, MORGANTON, GA 30560-4269

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFANNIN GA
Recording DateDec 27, 2017
Property Address925 HEARDS RDG, MORGANTON, GA 30560-4269
Document Number001239/308
Book / Page1239 / 308
Instrument DateDec 27, 2017
Instrument2018-000221
Transaction TypeTransfer
Record UpdatedMay 16, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3482 KEITH BRIDGE RD # 342, 342, CUMMING, GA 30041-5546

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyFannin County
Unified School DistrictFannin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$402.00 (-87.3%)$44,329 (-83.87%) Land $44,329$110,823 (-83.87%) Land $110,823
2023$274,862 Land $60,415 Building $214,447$687,154 Land $151,037 Building $536,117
2022$3,165.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 43 policies
Nearby Flood Policies43 in force
Nearby Flood Claims23 (2004–2021)
Claims Outside the SFHA8 of 23
Most Recent ClaimAug 2021 · river or lake flooding
Claims by Event
  • Tropical Storm Zeta, Oct 2020 · 2 claims
  • Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 79% of Georgia
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6

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