773 Heards Rdg, Morganton, GA 30560 Property Records

Fannin County property record for 773 Heards Rdg, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	4 ba · 3,732 sqft · built 2005
Lot Size	1.19 acres (51,836 sqft)
Owner	Individual Name on File
Last Sale	$815,000 (Oct 2023)
Tax Bill	$2,773 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0005 0074J`

Property Details

APN / Parcel Number

Primary APN	`0005 0074J`
Alternative APN	`23244`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,732 sqft Heated Area
Basement Area	168 sqft
Finished Basement	168 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Exterior Material	Fiber Cement Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	51,836 sqft (1.19 acres)
Terrain	Rolling
Garage Area	736 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	2,152 sqft
Deck Area	63 sqft
Patio Area	320 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	23244
Old Parcel Number	00050074J
Street Address	773 HEARDS RDG
City	MORGANTON
State	GA
Zip	30560-4206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	7-1 LL25 LT21 DB1579-94* 1.19 ACS
Legal Subdivision	ENCHANTING PROPERTIES
Legal Block	B
Legal Lot Number	21
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County records · APN 0005 0074J

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	773 HEARDS RDG, MORGANTON, GA 30560-4206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 04, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE
Oct 31, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 31, 2023 · Amount on Record
Deed Sale	Oct 31, 2023 · Amount on Record
Prior Sale	Mar 05, 2015 · Amount on Record
Deed Document Number	0000157994
Deed Book / Page	1579 / 94
Record Updated	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	773 HEARDS RDG, MORGANTON, GA 30560-4206
Transaction Type	Mortgage
Record Updated	Mar 09, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 HEARDS RDG, MORGANTON, GA 30560-4206

Mortgage

Document Number	0000001687/0000000302
Date	Feb 04, 2026
Book Page	0000001687/0000000302

Lender

Name	ROCKET MORTGAGE

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jan 01, 2041

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Oct 31, 2023
Property Address	773 HEARDS RDG, MORGANTON, GA 30560-4206
Document Number	0001579/94
Book / Page	1579 / 94
Instrument Date	Oct 31, 2023
Transaction Type	Transfer
Record Updated	Dec 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	773 HEARDS RDG, MORGANTON, GA 30560-4206

Mortgage

Document Number	0000001579/0000000096
Date	Oct 31, 2023
Book Page	0000001579/0000000096

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2053

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,773.00 (-38.97%)	$305,713 (-3.44%) Land $10,234 Building $295,479	$764,283 (-3.44%) Land $25,585 Building $738,698
2023		$316,590 (-2.32%) Land $5,712 Building $310,878	$791,474 (-2.32%) Land $14,280 Building $777,194
2022	$4,544.00	$324,123 Land $5,712 Building $318,411	$810,308 Land $14,280 Building $796,028

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (13111C), as of September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 131110505003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 79% of Georgia
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Based on FCC filings for 13 locations within half a mile of this property.

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