925 Fox Ridge Trl, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 925 Fox Ridge Trl, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,978 sqft · built 1991
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Last Sale$395,000 (Apr 2013)
Tax Bill$5,494 (2025)
Deeds & MortgagesJul 2022 Second Mortgage
Nov 2020 Refinance
+ 1 more
APN0475001001380

Property Details

APN / Parcel Number

Primary APN0475001001380

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area2,978 sqft Living Area
1st Floor Area888 sqft
Upper Floors Area1,272 sqft
AtticAttic
Attic Area266 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions115 ft deep x 104 ft wide
Garage TypeAttached
Garage Area126 sqft

Exterior Amenities

PorchOpen Porch
Porch Area401 sqft
Deck AreaDeck Area
Patio Area520 sqft
Shed1 Shed
Shed Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address925 FOX RIDGE TRL
CityCHESAPEAKE
StateVA
Zip23322-6510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12S: RESI
Legal Description138 CEDARWOOD SEC ONE
Legal SubdivisionCEDARWOOD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2002
Census Tract21005

Owner

925 Fox Ridge Trl is owned and occupied by two individuals who bought it in April 2013.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address925 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6510
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 27, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BAYPORT CREDIT UNION
Nov 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
KS STATEBANK
Sep 6, 2017Deed of Trust, Mortgage · Conventional Mortgage
NBKC BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 2, 2013 · Amount on File
Deed SaleApr 2, 2013 · Amount on File
Deed Book / Page9027 / 152
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address925 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6510
Transaction TypeMortgage
Record UpdatedAug 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0010585/58
DateJul 27, 2022
Book Page10585/58
Instrument220024135
Lender
NameBAYPORT CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term204 Months
DueJul 14, 2039
Interest
Rate TypeAdjustable Rate

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address925 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6510
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number010256/171
DateNov 13, 2020
Book Page10256/171
Instrument200042693
Lender
NameKS STATEBANK
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050
Interest
Rate TypeFixed Rate

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address925 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6510
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number9830/874
DateSep 6, 2017
Book Page9830/874
Instrument170024515
Lender
NameNBKC BANK
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2047
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 925 Fox Ridge Trl was $5,494.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$589,700 (+8.4%) Land $195,000 Building $394,700$589,700 (+8.4%) Land $195,000 Building $394,700
2025$5,494.00$544,000 Land $175,000 Building $369,000$544,000 Land $175,000 Building $369,000
2023$506,400 (+10.71%) Land $155,000 Building $351,400$506,400 (+10.71%) Land $155,000 Building $351,400
2022$457,400 Land $130,000 Building $327,400$457,400 Land $130,000 Building $327,400
2019$4,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 925 Fox Ridge Trl; there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 253 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies253 in force
Nearby Flood Claims63 (1978–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Fox Ridge Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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