920 Fox Ridge Trl, Chesapeake, VA 23322 Property Records

Chesapeake City property record for 920 Fox Ridge Trl, Chesapeake, VA 23322

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,068 sqft · built 1992
Lot Size0.275 acres (11,979 sqft)
Owner2 Individual Names on File
Last Sale$385,000 (Aug 2017)
Tax Bill$5,481 (2025)
Deeds & MortgagesMay 2026 Line of Credit
Jan 2022 Refinance
+ 1 more
APN0475001001730

Property Details

APN / Parcel Number

Primary APN0475001001730

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area3,068 sqft Living Area
1st Floor Area888 sqft
Upper Floors Area1,272 sqft
AtticAttic
Attic Area266 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,979 sqft (0.275 acres)
Lot Dimensions139 ft deep x 92 ft wide
Garage TypeAttached
Garage Area168 sqft

Exterior Amenities

PorchOpen Porch
Porch Area28 sqft
Deck AreaDeck Area
Patio Area280 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address920 FOX RIDGE TRL
CityCHESAPEAKE
StateVA
Zip23322-6511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR12S: RESI
Legal Description173 CEDARWOOD SEC ONE
Legal SubdivisionCEDARWOOD
JurisdictionCHESAPEAKE CITY VA
Township / Civil DivisionCHESAPEAKE
Census Block Group2
Census Block2005
Census Tract21005

Owner

920 Fox Ridge Trl is owned and occupied by two individuals who bought it in August 2017.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address920 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6511
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 15, 2026Deed of Trust, Mortgage · Line of Credit
THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Jan 20, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
LOANDEPOT.COM LLC
Aug 3, 2017Warranty Deed, Transfer · Conventional Mortgage
PACIFIC UNION FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2017 · Amount on File
Deed SaleAug 3, 2017 · Amount on File
Deed Document Number201721215
Deed Book / Page9818 / 675
Record UpdatedOct 29, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Recording DateMay 15, 2026
Property Address920 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6511
Document Number0000012332
Book / Page10979 / 13
Instrument DateMay 9, 2026
Instrument202612332
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyCORPORATE SETTLEMENT SOLUTIONS, CORPORATE SETTLEMENT SOLUTIO

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6511

Mortgage

Document Number0000012332,
DateMay 15, 2026
Book Page10979/13
Instrument202612332
Lender
NameTHIRD FEDERAL SAVINGS AND LOANS ASSOCIATION
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueMay 9, 2056
Interest
Rate6.24%
Max Rate-1%

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESAPEAKE CITY VA
Property Address920 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6511
Transaction TypeMortgage
Record UpdatedFeb 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number10510/1631
DateJan 20, 2022
Book Page10510/1631
Instrument220002336
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueFeb 1, 2052
Interest
Rate TypeFixed Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESAPEAKE CITY VA
Recording DateAug 3, 2017
Property Address920 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6511
Document Number9818/675
Book / Page9818 / 675
Instrument DateJul 20, 2017
Instrument170021215
Transaction TypeTransfer
Record UpdatedSep 20, 2021
Title CompanyLAND TITLE AND ABSTRACT INC, ADVANCE TITLE & ABSTRACT INC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address920 FOX RIDGE TRL, CHESAPEAKE, VA 23322-6511

Mortgage

Document Number170021216
DateAug 3, 2017
Instrument170021216
Lender
NamePACIFIC UNION FINANCIAL LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 920 Fox Ridge Trl was $5,481.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityChesapeake City
Unified School DistrictChesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$588,700 (+8.48%) Land $195,000 Building $393,700$588,700 (+8.48%) Land $195,000 Building $393,700
2025$5,481.00$542,700 Land $175,000 Building $367,700$542,700 Land $175,000 Building $367,700
2023$499,900 (+10.84%) Land $155,000 Building $344,900$499,900 (+10.84%) Land $155,000 Building $344,900
2022$451,000 Land $130,000 Building $321,000$451,000 Land $130,000 Building $321,000
2019$4,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 920 Fox Ridge Trl; there have been 63 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 253 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies253 in force
Nearby Flood Claims63 (1978–2016)
Most Recent ClaimOct 2016 · Hurricane Matthew
Claims by Event
  • Hurricane Irene, Aug 2011 · 9 claims
  • Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 9 claims
  • Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 920 Fox Ridge Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CHESAPEAKE - NORTHWEST RIVER SYS
serves 165,240 people · EPA ID VA3550051
Water SourceSurface water
Last State InspectionJun 2025
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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