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925 E Cliff St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 925 E Cliff St, Saint Joseph, MO 64504 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1984
Square Footage1,216 sqft Base Area
Lot Size91,476 sqft (2.1 acres)
OccupancyOwner Occupied
Last Sale$194,000 (2021)
Tax Bill$1,828.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-9.0-32-004-000-098.000

Interior

Building Area1,216 sqft Base Area
1st Floor1,216 sqft 1st Floor

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Lot Area91,476 sqft (2.1 acres)

Location & Zoning

Street Address925 E CLIFF ST
CitySAINT JOSEPH
StateMO
Zip64504-2233
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description32-57-35SESUB: LOT: BLK:LGL DESC:BEG AT SW COR OF LOT 3 BLK 20 HYDE PARK 8TH EXT TH W 128.31' TH N TO SL OF LOT 8 BLK 19 HYDE PARK TH SERLY ALG SL OF LOTS 8-9-10-11 IN BLK 19 HYDE PARK TO NW COR OF LOT 19 BLK 19 HYDE PARK TH S TO CEN ST TH W 41.5' TH
Legal Range35W
Legal Township57N
Legal Section32
Legal SubdivisionHYDE PARK
Legal Block20
Legal Lot Number3,8-11
JurisdictionBUCHANAN MO
Minor Civil DivisionWASHINGTON
Census Blockgroup1
Census Block1011
Census Tract2300

Owner

Source: Buchanan County records · APN 06-9.0-32-004-000-098.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address925 E CLIFF ST, SAINT JOSEPH, MO 64504-2233
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 04, 2026Deed of Trust, Mortgage
DEPARTMENT OF HOUSING & URBAN DEV
Apr 14, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
GUARANTEED RATE INC
Nov 08, 2017Deed, Transfer · Conventional Mortgage
KELLER MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 14, 2021 · Amount on Record
Deed SaleApr 14, 2021 · Amount on Record
Prior SaleNov 08, 2017 · Amount on Record
Deed Doc Number20213673
Deed Book / Page3761 / 23
Record RefreshedSep 20, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address925 E CLIFF ST, SAINT JOSEPH, MO 64504-2233
Transaction TypeMortgage
Record UpdatedFeb 19, 2026
Title CompanyCOVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 E CLIFF ST, SAINT JOSEPH, MO 64504-2233

Mortgage

Document Number003815/604
DateFeb 04, 2026
Book Page3815/604
Instrument2026000790
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
AmountAmount Recorded
Term303 Months
DueMay 01, 2051

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateApr 14, 2021
Property Address925 E CLIFF ST, SAINT JOSEPH, MO 64504-2233
Document Number0003761/23
Book / Page3761 / 23
Instrument DateApr 09, 2021
Instrument2021003673
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyNOT AVAILABLE, ST JOSEPH TITLE LLC

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6414 S 10TH ST, SAINT JOSEPH, MO 64504-2203

Mortgage

Document Number2021003707
DateApr 14, 2021
Instrument2021003707
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

November 2017: Deed, Transfer

Document TypeDeed
JurisdictionBUCHANAN MO
Recording DateNov 08, 2017
Property Address925 E CLIFF ST, SAINT JOSEPH, MO 64504-2233
Document Number2017011197
Instrument DateNov 08, 2017
Instrument2017011197
Transaction TypeTransfer
Record UpdatedDec 20, 2021
Title CompanyFIRST AMERICAN TITLE

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 E CLIFF ST, SAINT JOSEPH, MO 64504-2233

Mortgage

Document Number2017011198
DateNov 08, 2017
Instrument2017011198
Lender
NameKELLER MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,828.00 (+0.05%)$25,390 (+5.7%) Land $5,700 Building $19,690$133,620 (+5.71%) Land $30,000 Building $103,620
2024$1,827.00 (+15.27%)
2023$1,585.00 (-0.69%)$24,020 (-) Land $5,700 Building $18,320$126,400 (-) Land $30,000 Building $96,400
2022$1,596.00$24,020 Land $5,700 Building $18,320
2021$126,400 Land $30,000 Building $96,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskLow
above 36% of the US · above 28% of Missouri
Wildfire LikelihoodAbout 1 in 2,041 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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