915 E Cliff St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 915 E Cliff St, Saint Joseph, MO 64504 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1979
Square Footage	2,066 sqft Base Area
Lot Size	74,052 sqft (1.7 acres)
Occupancy	Owner Occupied
Tax Bill	$3,380.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-9.0-32-004-000-099.000`

Interior

Building Area	2,066 sqft Base Area
1st Floor	2,066 sqft 1st Floor

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Lot Area	74,052 sqft (1.7 acres)

Location & Zoning

Street Address	915 E CLIFF ST
City	SAINT JOSEPH
State	MO
Zip	64504-2233
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	32-57-35SESUB: LOT: BLK:LGL DESC:BEG NW COR L4 BLK 21 HYDE PARK 8TH EXT TH N ACROSS CLIFF ST ALG W/L OF TR TO ENNIS 682/447 50' TO POB TH W 382' TO E/L OF S 9TH ST TH N ALG E/L 9TH ST 192.5' E 382' S 192.5' TO POB BEING 192.5' X 382'
Legal Range	35W
Legal Township	57N
Legal Section	32
Legal Subdivision	HYDE PARK 8TH EXT
Legal Block	21
Jurisdiction	BUCHANAN MO
Minor Civil Division	WASHINGTON
Census Blockgroup	1
Census Block	1011
Census Tract	2300

Owner

Source: Buchanan County records · APN 06-9.0-32-004-000-099.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	915 E CLIFF ST, SAINT JOSEPH, MO 64504-2233
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Refreshed	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	915 E CLIFF ST, SAINT JOSEPH, MO 64504-2233
Transaction Type	Mortgage
Record Updated	Jun 01, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 E CLIFF ST, SAINT JOSEPH, MO 64504-2233
Investor	Possibly a Property Investor

Mortgage

Document Number	003786/770
Date	May 09, 2023
Book Page	3786/770
Instrument	2023003279

Lender

Name	THE NODAWAY VALLEY BANK
Type	Bank
Address	SAINT JOSEPH, MO 64506

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,380.00	$47,300 (+5.98%) Land $5,700 Building $41,600	$248,930 (+5.97%) Land $30,000 Building $218,930
2024	$3,380.00 (+15.67%)
2023	$2,922.00 (-0.65%)	$44,630 (-) Land $5,700 Building $38,930	$234,900 (-) Land $30,000 Building $204,900
2022	$2,941.00	$44,630 Land $5,700 Building $38,930
2021			$234,900 Land $30,000 Building $204,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 36% of the US · above 28% of Missouri
Wildfire Likelihood	About 1 in 2,041 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.