925 Arrow Dr, Troy, OH 45373 Property Records

Miami County property record for 925 Arrow Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,265 sqft · built 2015
Lot Size	0.192 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$353,338 (Jan 2016)
Tax Bill	$5,069 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Oct 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`D45-002832`

Property Details

APN / Parcel Number

Primary APN	`D45-002832`
Alternative APN	`011018.2-11-002-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,265 sqft Living Area
1st Floor Area	1,639 sqft
Upper Floors Area	626 sqft
Basement Area	1,639 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	8,407 sqft (0.192 acres)
Garage Area	746 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	204 sqft
Patio Area	294 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	925 ARROW DR
City	TROY
State	OH
Zip	45373-1178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10539 NOTTINGHAM #8-A
Legal Subdivision	NOTTINGHAM #8-A
Legal Lot Number	10539
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2030
Census Tract	365101

Owner

925 Arrow Dr is owned and occupied by an individual who bought it in January 2016.

Source: Miami County records, as of March 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	925 ARROW DR, TROY, OH 45373-1178
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit SIGNATURE FCU
Oct 18, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2016 · Amount on File
Deed Sale	Jan 7, 2016 · Amount on File
Prior Sale	Aug 17, 2015 · Amount on File
Deed Document Number	27
Record Updated	Jun 8, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	925 ARROW DR, TROY, OH 45373-1178
Transaction Type	Mortgage
Record Updated	May 15, 2024
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 ARROW DR, TROY, OH 45373-1178

Mortgage

Document Number	0000004180
Date	Apr 30, 2024
Instrument	2024OR-04180

Lender

Name	SIGNATURE FCU
Type	Credit Union
Address	12 HERBERT ST, ALEXANDRIA, VA 22305

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	294 Months
Due	Oct 25, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	925 ARROW DR, TROY, OH 45373-1178
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 ARROW DR, TROY, OH 45373-1178

Mortgage

Document Number	0000018041
Date	Oct 18, 2021
Instrument	2021OR-18041

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Oct 5, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 925 Arrow Dr was $5,069 with a homeowner's exemption, up 9.1% from the year before.

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,069.00 (+9.1%) Homeowner's exemption	$173,950 (+18.3%) Land $23,100 Building $150,850	$497,000 Land $66,000 Building $431,000
2024	$4,646.00 (+1.73%) Homeowner's exemption	$147,040 (-) Land $24,080 Building $122,960
2023	$4,567.00 (-4.52%) Homeowner's exemption	$147,040 (-) Land $24,080 Building $122,960	$420,100 (-) Land $68,800 Building $351,300
2022	$4,783.00 Homeowner's exemption	$147,040 Land $24,080 Building $122,960	$420,100 Land $68,800 Building $351,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 925 Arrow Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Arrow Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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