903 Arrow Dr, Troy, OH 45373 Property Records

Miami County property record for 903 Arrow Dr, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,824 sqft · built 2014
Lot Size	0.212 acres (9,235 sqft)
Owner	Individual Name on Record
Last Sale	$406,000 (Dec 2020)
Tax Bill	$5,130 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D45-106086`

Property Details

APN / Parcel Number

Primary APN	`D45-106086`
Alternative APN	`011018.2-11-006-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Basement Area	1,824 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Lot Area	9,235 sqft (0.212 acres)
Garage Area	880 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	112 sqft
Patio Area	360 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	903 ARROW DR
City	TROY
State	OH
Zip	45373-1178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 10402 NOTTINGHAM #7-A
Legal Subdivision	NOTTINGHAM #7-A
Legal Lot Number	10402
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2030
Census Tract	365101

Owner

Source: Miami County records, as of March 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	903 ARROW DR, TROY, OH 45373-1178
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2020 · Amount on Record
Deed Sale	Dec 17, 2020 · Amount on Record
Prior Sale	Jun 26, 2014 · Amount on Record
Deed Document Number	2716
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Dec 17, 2020
Property Address	903 ARROW DR, TROY, OH 45373-1178
Document Number	0000019043
Map Reference	VOL 24 PG 32,32A&32B
Instrument Date	Nov 16, 2020
Instrument	2020OR-19043
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	903 ARROW DR, TROY, OH 45373-1178

Mortgage

Document Number	0000019044
Date	Dec 17, 2020
Instrument	2020OR-19044

Lender

Name	LCJ FINANCIAL GROUP INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Miami East Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,130.00 (+9.73%) Homeowner's exemption	$176,050 (+18.99%) Land $23,100 Building $152,950	$503,000 (+19%) Land $66,000 Building $437,000
2024	$4,675.00 (+1.74%) Homeowner's exemption	$147,950 (-) Land $24,080 Building $123,870
2023	$4,595.00 (-4.53%) Homeowner's exemption	$147,950 (-) Land $24,080 Building $123,870	$422,700 (-) Land $68,800 Building $353,900
2022	$4,813.00 Homeowner's exemption	$147,950 Land $24,080 Building $123,870	$422,700 Land $68,800 Building $353,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
Watch TV Fixed Wireless	400 / 40
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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