Howard County property record for 9246 Silver Sod, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,342 sqft · built 1977 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $345,000 (May 2021) |
| Tax Bill | $826 (2026) |
| Deeds & Mortgages | Apr 2026 Mortgage Feb 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-092886 |
| Primary APN | 16-092886 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,342 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 10,759 sqft (0.247 acres) |
| Porch | Porch |
| Porch Area | 38 sqft |
| Patio Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 092886 |
|---|---|
| Street Address | 9246 SILVER SOD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 148 10,759 SQ' 9246 SILVER SOD VIL OWEN BROWN S2 A3 |
| Legal Subdivision | VILLAGE OWEN BROWN |
| Legal Lot Number | 148 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 606708 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9246 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 8, 2026 | Deed of Trust, Mortgage · VA Mortgage SWIFT HOME LOANS INC |
| Feb 7, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Feb 16, 2023 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| May 28, 2021 | Deed, Transfer · VA Mortgage SWBC MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 28, 2021 · Amount on Record |
| Deed Sale | May 28, 2021 · Amount on Record |
| Prior Sale | Nov 4, 2009 · Amount on Record |
| Deed Book / Page | 20601 / 134 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Apr 8, 2026 |
| Property Address | 9246 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 2317000353 |
| Book / Page | 23179 / 353 |
| Instrument Date | Mar 23, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SILK TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 9246 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 2317000353, |
|---|---|
| Date | Apr 8, 2026 |
| Book Page | 23179/353 |
| Name | SWIFT HOME LOANS INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9246 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9246 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 0222540073 |
|---|---|
| Date | Feb 7, 2024 |
| Book Page | 22254/73 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9246 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | VETERAN EXPRESS TITLE, VETERAN EXPRESS TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 9246 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 0218840316 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 21884/316 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 28, 2021 |
| Property Address | 9246 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 0206010134 |
| Book / Page | 20601 / 134 |
| Map Reference | MB 25 FO 20 |
| Instrument Date | May 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,037.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Document Number | 20601141 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 20601/141 |
| Name | SWBC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $826.00 (+2.74%) | $400,500 (+7.43%) Land $205,900 Building $194,600 | $400,500 (-) Land $205,900 Building $194,600 |
| 2025 | $804.00 (+2.81%) | $372,800 (+17.45%) | $400,500 (+26.18%) Land $205,900 Building $194,600 |
| 2024 | $782.00 (-76.52%) | ||
| 2023 | $317,400 Land $185,900 Building $131,500 | $317,400 Land $185,900 Building $131,500 | |
| 2022 | $3,331.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures