Howard County property record for 9230 Silver Sod, Columbia, MD 21045
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,520 sqft · built 1976 |
| Lot Size | 0.138 acres (6,030 sqft) |
| Owner | 2 Trust Names on Record |
| Last Sale | $319,900 (Feb 2005) |
| Tax Bill | $6,200 (2026) |
| Deeds & Mortgages | Feb 2024 Line of Credit Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-092789 |
| Primary APN | 16-092789 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,520 sqft Total Area |
| Basement Area | 322 sqft |
| Finished Basement | 322 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 6,030 sqft (0.138 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Deck Area | 224 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 092789 |
|---|---|
| Street Address | 9230 SILVER SOD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-5215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NT |
| Legal Description | LOT 152 6,030 SQ' 9230 SILVER SOD VIL OWEN BROWN S2 A3 |
| Legal Subdivision | VILLAGE OWEN BROWN |
| Legal Lot Number | 152 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 606708 |
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 9230 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Feb 27, 2024 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Sep 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 17, 2019 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Sep 9, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L/CLEVELAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 24, 2005 · Amount on Record |
| Deed Sale | Feb 24, 2005 · Amount on Record |
| Prior Sale | May 13, 1986 · Amount on Record |
| Deed Document Number | 200555096 |
| Deed Book / Page | 9006 / 211 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9230 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 9230 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 0222690154 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 22269/154 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 24, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9230 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | SILK TITLE |
| Name | Verified Name |
|---|---|
| Address | 9230 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 0208770001 |
|---|---|
| Date | Sep 8, 2021 |
| Book Page | 20877/1 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9230 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 0186340104 |
| Instrument Date | Apr 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 9230 SILVER SOD COLUMBIA MD 210455215, COLUMBIA, MD 21045-5215 |
| Document Number | 0186340104 |
|---|---|
| Date | Apr 23, 2019 |
| Book Page | 018634/000104 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.09% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 9230 SILVER SOD, COLUMBIA, MD 21045-5215 |
| Document Number | 0178230076 |
| Book / Page | 017823 / 000076 |
| Instrument Date | Sep 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 9230 SILVER SOD COLUMBIA MD 210455215, COLUMBIA, MD 21045-5215 |
| Document Number | 0178230076 |
|---|---|
| Date | Sep 22, 2017 |
| Book Page | 017823/000076 |
| Name | THIRD FED'L S&L/CLEVELAND |
|---|---|
| Type | Federal Savings Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 21, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,200.00 (+2.29%) Homeowner's exemption | $417,800 (+5.76%) Land $184,600 Building $233,200 | $417,800 (-) Land $184,600 Building $233,200 |
| 2025 | $6,061.00 (+57.76%) Homeowner's exemption | $395,033 (+13.03%) | $417,800 (+19.54%) Land $184,600 Building $233,200 |
| 2023 | $349,500 Land $164,600 Building $184,900 | $349,500 Land $164,600 Building $184,900 | |
| 2022 | $3,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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