Santa Cruz County property record for 9245 Old County Rd, Ben Lomond, CA 95005 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,452 sqft · built 1966 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Dec 2017) |
| Tax Bill | $8,365 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Feb 2024 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078-181-15 |
| Primary APN | 078-181-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 7,536 sqft (0.173 acres) |
| Deck Area | 311 sqft |
| Sewer | Septic |
|---|---|
| Water Source | Commercial |
| Street Address | 9245 OLD COUNTY RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9249 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 120302 |
Source: Santa Cruz County records · APN 078-181-15
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 09, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Feb 09, 2024 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Mar 07, 2022 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Dec 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Dec 08, 2017 | Grant Deed, Transfer · VA Mortgage NAVY FCU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 08, 2017 · Amount on Record |
| Deed Sale | Dec 08, 2017 · Amount on Record |
| Prior Sale | Aug 11, 2000 · Amount on Record |
| Deed Document Number | 201741556 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TIT |
| Name | Verified Name |
|---|---|
| Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Document Number | 0000002583 |
|---|---|
| Date | Feb 09, 2024 |
| Instrument | 2024-0002583 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jan 01, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TIT |
| Name | Verified Name |
|---|---|
| Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Document Number | 0000002583 |
|---|---|
| Date | Feb 09, 2024 |
| Instrument | 2024-0002583 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jan 01, 2064 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TIT |
| Name | Verified Name |
|---|---|
| Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Document Number | 0000007344 |
|---|---|
| Date | Mar 07, 2022 |
| Instrument | 2022-0007344 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Apr 01, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Document Number | 0000054418 |
|---|---|
| Date | Dec 16, 2020 |
| Instrument | 2020-0054418 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Dec 08, 2017 |
| Property Address | 9245 OLD COUNTY RD, BEN LOMOND, CA 95005-9249 |
| Document Number | 0000041556 |
| Instrument Date | Dec 04, 2017 |
| Instrument | 41556 |
| Transaction Type | Transfer |
| Record Updated | Jan 03, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $594.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 9245 OLD COUNTY RD BEN LOMOND CA 950059249, BEN LOMOND, CA 95005-9249 |
| Document Number | 41557 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 41557 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2047 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,686 (+2%) Land $499,052 Building $202,634 | ||
| 2025 | $8,365.00 (+8.89%) Homeowner's exemption | $687,928 (+9.88%) Land $489,267 Building $198,661 | |
| 2023 | $7,682.00 (+8.2%) | $626,069 Land $470,268 Building $155,801 | $597,060 |
| 2022 | $7,100.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,326 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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