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9235 Old County Rd, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 9235 Old County Rd, Ben Lomond, CA 95005

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,320 sqft · built 1966
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$357,000 (Jul 2001)
Tax Bill$6,526 (2025)
Deeds & MortgagesSep 2025 Mortgage
Jun 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN078-181-14

Property Details

APN / Parcel Number

Primary APN078-181-14
Alternative APN
  • 078-181-14-000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Building Area1,320 sqft Living Area

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 2008
Construction TypeWood
Roof MaterialWood Shingle
Lot Area7,405 sqft (0.17 acres)
Deck Area968 sqft
Patio Area968 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address9235 OLD COUNTY RD
CityBEN LOMOND
StateCA
Zip95005-9249
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-15
Legal SubdivisionBEN LOMOND
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group1
Census Block1001
Census Tract120302

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 19, 2025Deed of Trust, Mortgage
UNLOCK PARTNERSHIP SOLUTIONS INC
Jun 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
KWIK MORTGAGE CORP
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 16, 2018Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Oct 10, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 27, 2001 · Amount on Record
Deed SaleJul 27, 2001 · Amount on Record
Deed Document Number200146525
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

NameVerified Name
Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249

Mortgage

Document Number0000019832
DateSep 19, 2025
Instrument2025-0019832
Lender
NameUNLOCK PARTNERSHIP SOLUTIONS INC
TypeNon-Lending Institution
AddressTEMPE, AZ 85288
Agreement
AmountAmount Recorded
Term120 Months
DueSep 14, 2035

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanyTITLE 365

Transferred To (Grantee/Buyer)

NameVerified Name
Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249

Mortgage

Document Number0000035210
DateJun 29, 2021
Instrument2021-0035210
Lender
NameKWIK MORTGAGE CORP
TypeMortgage Company
AddressPARSIPPANY, NJ 07054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2036

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249

Mortgage

Document Number0000032345
DateAug 24, 2020
Instrument2020-0032345
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term337 Months
DueSep 1, 2048

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000025121
DateAug 16, 2018
Instrument2018-0025121
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2048

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 10, 2017
Property Address9235 OLD COUNTY RD, BEN LOMOND, CA 95005-9249
Document Number0000033908
Instrument DateOct 5, 2017
Instrument33908
Transaction TypeTransfer
Record UpdatedNov 7, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
AddressPO BOX 4006 FELTON CA 950180020, FELTON, CA 95018-0020

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$537,949 (+2%) Land $301,372 Building $236,577
2025$6,526.00 (+4.87%) Homeowner's exemption$527,401 (+4.04%) Land $295,462 Building $231,939
2023$6,223.00 (+2.45%) Homeowner's exemption$506,921 Land $283,989 Building $222,932$679,230
2022$6,074.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims36 (1981–2017)
Claims Outside the SFHA10 of 36
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 13 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims
  • Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.04% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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