924 Secrest Hill Dr, Monroe, NC 28110 Property Records

Union County property record for 924 Secrest Hill Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,586 sqft · built 1998
Lot Size	0.921 acres (40,119 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Oct 2025)
Tax Bill	$3,446 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-216-102`

Property Details

APN / Parcel Number

Primary APN	`09-216-102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,586 sqft Living Area
Gross Area	1,960 sqft
1st Floor Area	1,586 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,119 sqft (0.921 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	235 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	924 SECREST HILL DR
City	MONROE
State	NC
Zip	28110-8791
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#12 BRADFORD ESTATES OPCD695
Legal Subdivision	BRADFORD ESTATES
Legal Lot Number	12
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1038
Census Tract	20401

Owner

924 Secrest Hill Dr, a rural home, is owned and occupied by two individuals who bought it in October 2025.

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	924 SECREST HILL DR, MONROE, NC 28110-8791
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 20, 2025 · Amount on File
Deed Sale	Oct 20, 2025 · Amount on File
Prior Sale	Nov 17, 2000 · Amount on File
Deed Document Number	202527330
Deed Book / Page	9225 / 399
Prior Transfer Date	Nov 1, 2000
Prior Transfer Doc	1463000559
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 20, 2025
Property Address	924 SECREST HILL DR, MONROE, NC 28110-8791
Document Number	0009225399
Book / Page	9225 / 399
Map Reference	CAB D FILE 695
Instrument Date	Oct 20, 2025
Instrument	27330
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TRYON TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3001 SIKES MILL RD, MONROE, NC 28110-9782

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 SECREST HILL DR, MONROE, NC 28110-8791

Mortgage

Document Number	0000027331
Date	Oct 20, 2025
Instrument	27331

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.77%
Type Change Date	Nov 1, 2030
Change Frequency	5 Years
Min Rate At Change	3.77%
Max Rate At Change	7.77%
Index	5-Year TN
Max Rate	11.7%

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$394,300 (-) Land $87,500 Building $306,800	$394,300 (-) Land $87,500 Building $306,800
2025	$3,446.00 (+15.72%)	$394,300 (+44.38%) Land $87,500 Building $306,800	$394,300 (+44.38%) Land $87,500 Building $306,800
2024	$2,978.00	$273,100 (-) Land $48,400 Building $224,700
2023	$2,978.00	$273,100 Land $48,400 Building $224,700	$273,100 (-) Land $48,400 Building $224,700
2021			$273,100 Land $48,400 Building $224,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 924 Secrest Hill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 924 Secrest Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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