913 Secrest Hill Dr, Monroe, NC 28110 Property Records

Union County property record for 913 Secrest Hill Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,771 sqft · built 1995
Lot Size	0.921 acres (40,119 sqft)
Owner	2 Individual Names on File
Last Sale	$268,000 (Sep 2020)
Tax Bill	$3,524 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09-216-095`

Property Details

APN / Parcel Number

Primary APN	`09-216-095`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,771 sqft Living Area
Gross Area	2,323 sqft
1st Floor Area	1,771 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	40,119 sqft (0.921 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	188 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	913 SECREST HILL DR
City	MONROE
State	NC
Zip	28110-8791
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R-20 MONRO
Legal Description	#5 BRADFORD ESTATES OPCD695 LIFE ESTATE
Legal Subdivision	BRADFORD ESTATES
Legal Lot Number	5
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	1
Census Block	1038
Census Tract	20401

Owner

913 Secrest Hill Dr, a rural home, is owned by two individuals who acquired it in September 2024.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12830 SW 18TH ST, MIRAMAR, FL 33027-2510
Owner Type	Individual
Vesting	Life Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2020	Warranty Deed, Transfer · Conventional Mortgage LENDUS LLC
Oct 18, 2019	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Jul 24, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2020 · Amount on File
Deed Sale	Sep 28, 2020 · Amount on File
Prior Sale	Jul 24, 2017 · Amount on File
Deed Document Number	202038683
Deed Book / Page	7825 / 57
Last Transfer Date	Sep 4, 2024
Transfer Doc	0008987810
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Sep 28, 2020
Property Address	913 SECREST HILL DR, MONROE, NC 28110-8791
Document Number	0000782557
Book / Page	7825 / 57
Map Reference	CAB D FILE 695
Instrument Date	Sep 23, 2020
Instrument	38683
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$536.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1307 S OAK LAWN DR, 1307, FOREST, VA 24551-4624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12830 SW 18TH ST, MIRAMAR, FL 33027-2510

Mortgage

Document Number	0000038684
Date	Sep 28, 2020
Instrument	38684

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	913 SECREST HILL DR, MONROE, NC 28110-8791
Document Number	7496232
Instrument Date	Oct 18, 2019
Transaction Type	Mortgage
Record Updated	Nov 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	913 SECREST HILL DR MONROE NC 281108791, MONROE, NC 28110-8791

Mortgage

Document Number	7496232
Date	Oct 22, 2019
Book Page	007496/000232
Instrument	32564

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	324 Months
Due	Oct 21, 2046

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 24, 2017
Property Address	913 SECREST HILL DR, MONROE, NC 28110-8791
Document Number	6978688
Book / Page	006978 / 000688
Instrument Date	Jul 24, 2017
Instrument	20979
Transaction Type	Transfer
Record Updated	Oct 27, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	913 SECREST HILL DR MONROE NC 281108791, MONROE, NC 28110-8791

Mortgage

Document Number	6978690
Date	Jul 24, 2017
Book Page	006978/000690
Instrument	20980

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jul 23, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 913 Secrest Hill Dr was $3,524.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Monroe City
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$403,200 (-) Land $87,500 Building $315,700	$403,200 (-) Land $87,500 Building $315,700
2025	$3,524.00	$403,200 Land $87,500 Building $315,700	$403,200 Land $87,500 Building $315,700
2023	$3,028.00	$277,700 Land $48,400 Building $229,300	$277,700 Land $48,400 Building $229,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 Secrest Hill Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 913 Secrest Hill Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONROE serves 43,081 people · EPA ID NC0190010
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Aug 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Ripple Fiber.

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