924 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 924 S River Rd, Naperville, IL 60540

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,708 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$410,000 (Jan 2021)
Tax Bill	$11,425 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-26-205-020`

Property Details

APN / Parcel Number

Primary APN	`07-26-205-020`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,708 sqft Living Area
Gross Area	3,824 sqft
1st Floor Area	1,448 sqft
2nd Floor Area	1,260 sqft
Basement Area	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Brick
Construction Type	Brick
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	9.8 ft deep x 9 ft wide
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	924 S RIVER RD
City	NAPERVILLE
State	IL
Zip	60540-0314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	THE FIELDS ALL
Legal Subdivision	THE FIELDS
Legal Lot Number	84
Jurisdiction	DU PAGE IL
Township / Civil Division	NAPERVILLE
Census Block Group	4
Census Block	4008
Census Tract	846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	924 S RIVER RD, NAPERVILLE, IL 60540-0314
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2021 · Amount on Record
Deed Sale	Jan 5, 2021 · Amount on Record
Prior Sale	May 13, 2015 · Amount on Record
Deed Document Number	20211287
Record Updated	Sep 20, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DU PAGE IL
Recording Date	Jan 5, 2021
Property Address	924 S RIVER RD, NAPERVILLE, IL 60540-0314
Document Number	0000001287
Instrument Date	Oct 30, 2020
Instrument	1287
Transaction Type	Transfer
Record Updated	Feb 17, 2021
Title Company	CITYWIDE TITLE CORPORATION, CITYWIDE TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$615.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4438 N RACINE AVE #D CHICAGO IL 606405895, D, CHICAGO, IL 60640-5895

Mortgage

Document Number	1288
Date	Jan 5, 2021
Instrument	1288

Lender

Name	PROPER RATE LLC
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DuPage County
County Subdivision	Naperville Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,425.00 (+11.81%)	$201,776 (+29.74%) Land $52,128 Building $149,648	$605,328 (+29.74%) Land $156,384 Building $448,944
2022	$10,218.00 Homeowner's exemption	$155,520 Land $39,850 Building $115,670	$466,560 Land $119,550 Building $347,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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