913 S River Rd, Naperville, IL 60540 Property Records

DuPage County property record for 913 S River Rd, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,163 sqft · built 1989
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$9,439 (2025)
Deeds & MortgagesMar 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN07-26-207-004

Property Details

APN / Parcel Number

Primary APN07-26-207-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,163 sqft Living Area
Gross Area2,918 sqft
1st Floor Area1,219 sqft
2nd Floor Area944 sqft
Basement Area755 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Exterior MaterialBrick
Construction TypeBrick
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions12 ft deep x 7.5 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address913 S RIVER RD
CityNAPERVILLE
StateIL
Zip60540-0328
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionTHE FIELDS UNIT 2 ALL
Legal SubdivisionTHE FIELDS
Legal Lot Number155
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group1
Census Block1009
Census Tract846521

Owner

913 S River Rd is owned and occupied by two individuals.

Source: DuPage County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address913 S RIVER RD, NAPERVILLE, IL 60540-0328
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address913 S RIVER RD, NAPERVILLE, IL 60540-0328
Transaction TypeMortgage
Record UpdatedApr 12, 2023
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000017092
DateMar 21, 2023
InstrumentR2023-017092
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueFeb 22, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 913 S River Rd was $9,439 with a veteran's exemption.

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,439.00$176,096 Land $52,128 Building $123,968$528,288 Land $156,384 Building $371,904
2022$8,861.00 Homeowner's exemption$135,660 Land $39,850 Building $95,810$406,980 Land $119,550 Building $287,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 913 S River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1996–2017)
Claims Outside the SFHA3 of 4
Most Recent ClaimOct 2017 · other causes
Claims by Event
  • Severe Storms And Flooding, Jul 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 913 S River Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on S River Rd

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