924 S 4th St, Saint Charles, IL 60174 Property Records

Kane County property record for 924 S 4th St, Saint Charles, IL 60174

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 950 sqft · built 1920
Lot Size0.244 acres (10,650 sqft)
Owner2 Trust Names on File
Tax Bill$8,176 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jun 2018 Transfer
Flood ZoneZone X (minimal risk)
APN09-34-326-006

Property Details

APN / Parcel Number

Primary APN09-34-326-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area950 sqft Living Area
1st Floor Area950 sqft
Basement Area950 sqft
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1979
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,650 sqft (0.244 acres)
Garage TypeDetached
Garage Area768 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address924 S 4TH ST
CitySAINT CHARLES
StateIL
Zip60174-3920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 020-SW SIDE-RIV
Legal SubdivisionWILCOX WH
Legal Block4
Legal Lot Number10,11
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group4
Census Block4029
Census Tract852201

Owner

924 S 4th St is owner-occupied and held in a trust since May 2018.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address924 S 4TH ST, SAINT CHARLES, IL 60174-3920
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2021Deed of Trust, Mortgage · Conventional Mortgage
CIBM BANK
Jun 7, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 30, 2018
Transfer Doc0000026625
Record UpdatedOct 29, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address924 S 4TH ST, ST CHARLES, IL 60174-3920
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001734
DateJan 8, 2021
Instrument2021K001734
Lender
NameCIBM BANK
TypeBank
AddressNAPERVILLE, IL 60563
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

June 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionKANE IL
Recording DateJun 7, 2018
Property Address924 S 4TH ST, ST CHARLES, IL 60174-3920
Document Number0000026625
Instrument DateMay 30, 2018
Instrument26625
Transaction TypeTransfer
Record UpdatedJun 20, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address924 S 4TH ST ST CHARLES IL 601743920, ST CHARLES, IL 60174-3920

Tax Assessment & Valuation

The 2025 property tax bill for 924 S 4th St was $8,176 with exemptions applied.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
MunicipalitySt. Charles City
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,176.00 Homeowner's exemption Senior Citizen's exemption$132,586 (+8.53%) Land $40,417 Building $92,169$397,917 (+8.53%) Land $121,300 Building $276,618
2024$122,165 Land $37,240 Building $84,925$366,642 Land $111,765 Building $254,877
2022$7,473.00 (+41.94%) Homeowner's exemption$103,557 (+4.91%) Land $32,835 Building $70,722$310,671 (+4.91%) Land $98,505 Building $212,166
2021$5,265.00 Homeowner's exemption$98,710 Land $31,298 Building $67,412$296,130 Land $93,894 Building $202,236

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 924 S 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 924 S 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fixed Wireless in parts of the area
100 / 20

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