Kane County property record for 910 S 4th St, Saint Charles, IL 60174
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 927 sqft · built 1890 |
| Lot Size | 0.163 acres (7,100 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $405,000 (Oct 2025) |
| Tax Bill | $7,048 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Jun 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-34-326-003 |
| Primary APN | 09-34-326-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 927 sqft Living Area |
| Basement Area | 428 sqft |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1969 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,100 sqft (0.163 acres) |
| Garage Type | Detached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Water Source | Commercial |
| Street Address | 910 S 4TH ST |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60174-3920 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 IN BLK 5 OF WILLIAM H WILCOX ADD |
| Legal Subdivision | WILLIAM H WILCOX ADD |
| Legal Block | 5 |
| Legal Lot Number | 14 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 852201 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1510 NATIONAL AVE, NEW BERN, NC 28560-3134 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 30, 2025 | Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING |
| Jun 9, 2021 | Warranty Deed, Transfer · Conventional Mortgage OLD SECOND NATIONAL BANK |
| Sep 1, 2020 | Warranty Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Sep 4, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2025 · Amount on Record |
| Deed Sale | Oct 30, 2025 · Amount on Record |
| Prior Sale | Jun 9, 2021 · Amount on Record |
| Deed Document Number | 202542861 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Oct 30, 2025 |
| Property Address | 910 S 4TH ST, ST CHARLES, IL 60174-3920 |
| Document Number | 0000042861 |
| Instrument Date | Oct 10, 2025 |
| Instrument | 2025K042861 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $405.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 S 4TH ST, SAINT CHARLES, IL 60174-3920 |
| Investor | Possibly a Property Investor |
| Document Number | 0000042862 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025K042862 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate | 5.87% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 9, 2021 |
| Property Address | 910 S 4TH ST, ST CHARLES, IL 60174-3920 |
| Document Number | 0000043898 |
| Instrument Date | May 11, 2021 |
| Instrument | 2021K043898 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $307.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 910 S 4TH ST, SAINT CHARLES, IL 60174-3920 |
| Document Number | 0000043899 |
|---|---|
| Date | Jun 9, 2021 |
| Instrument | 2021K043899 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 1, 2020 |
| Property Address | 910 S 4TH ST, ST CHARLES, IL 60174-3920 |
| Document Number | 0000049744 |
| Instrument Date | Aug 27, 2020 |
| Instrument | 49744 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $270.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1910 PEBBLE BEACH DR PLAINFIELD IL 605867848, PLAINFIELD, IL 60586-7848 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Sep 4, 2019 |
| Property Address | 910 S 4TH ST, ST CHARLES, IL 60174-3920 |
| Document Number | 0000040535 |
| Instrument Date | Aug 30, 2019 |
| Instrument | 40535 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $279.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 40 W 967 MULHERN DR LAFOX IL 60147, LAFOX, IL 60147 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Municipality | St. Charles City |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,048.00 (+3.25%) Homeowner's exemption | $108,494 (+8.53%) Land $35,162 Building $73,332 | $325,612 (+8.53%) Land $105,528 Building $220,084 |
| 2024 | $6,826.00 (+9.41%) Homeowner's exemption | $99,966 (+20.03%) Land $32,398 Building $67,568 | $300,018 (+20.08%) Land $97,233 Building $202,785 |
| 2022 | $6,239.00 (-3.63%) Homeowner's exemption | $83,281 (+4.91%) Land $28,406 Building $54,875 | $249,843 (+4.91%) Land $85,218 Building $164,625 |
| 2021 | $6,474.00 | $79,384 Land $27,077 Building $52,307 | $238,152 Land $81,231 Building $156,921 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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