924 Prospect St, Dekalb, IL 60115 Property Records

DeKalb County property record for 924 Prospect St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.236 acres (10,296 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Sep 2026)
Tax Bill	$3,632 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jun 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-382-006`

Property Details

APN / Parcel Number

Primary APN	`08-23-382-006`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories

Exterior

Lot Area	10,296 sqft (0.236 acres)
Lot Dimensions	156 ft deep x 66 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0823382006
Street Address	924 PROSPECT ST
City	DEKALB
State	IL
Zip	60115-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 - PLANKS SUBDIVISION OF BLK 53 OF RUSSELL HUNTLEYS ADDITION
Legal Subdivision	PLANKS SUBDIVISION
Legal Block	53
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1013
Census Tract	1500

Owner

924 Prospect St is owned by two individuals who bought it in September 2026.

Source: DeKalb County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2145 S 61ST CT, CICERO, IL 60804-2066
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2026	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Jun 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Apr 15, 2024	Deed of Trust, Mortgage · Commercial Mortgage ILLINOIS COMMUNITY CU
Aug 22, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ILLINOIS COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2026 · Amount on File
Deed Sale	Sep 15, 2026 · Amount on File
Prior Sale	Jan 25, 2013
Deed Document Number	20268232
Prior Transfer Date	Jun 24, 2022
Prior Transfer Doc	0000008007
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 15, 2026
Property Address	924 PROSPECT ST, DEKALB, IL 60115-4269
Document Number	0000008232
Instrument Date	Sep 11, 2026
Instrument	20268232
Transaction Type	Transfer
Record Updated	Oct 2, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40,147.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2145 S 61ST CT, CICERO, IL 60804-2066

Mortgage

Document Number	0000008233,
Date	Sep 15, 2026
Instrument	20268233

Lender

Name	NEIGHBORHOOD LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate	6.88%
Max Rate	-1%

Mortgage

Document Number	0000008234,
Date	Sep 15, 2026
Instrument	20268234

Lender

Name	ILLINOIS HOUSING DEV AUTHORITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	Jun 11, 2026
Property Address	924 PROSPECT ST, DEKALB, IL 60115-4269
Document Number	0000004904
Instrument Date	Jun 4, 2026
Instrument	20264904
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 PROSPECT ST, DEKALB, IL 60115-4269

Mortgage

Document Number	0000004904,
Date	Jun 11, 2026
Instrument	20264904

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	7.5%
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	924 PROSPECT ST, DEKALB, IL 60115-4269
Transaction Type	Mortgage
Record Updated	May 6, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002462
Date	Apr 15, 2024
Instrument	2024002462

Lender

Name	ILLINOIS COMMUNITY CU
Type	Credit Union
Address	508 W STATE ST, SYCAMORE, IL 60178

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	55 Months
Due	Nov 25, 2028

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DE KALB IL
Recording Date	Aug 22, 2022
Property Address	924 PROSPECT ST, DEKALB, IL 60115-4269
Document Number	0000008007
Map Reference	MB C PG 12
Instrument Date	Jun 24, 2022
Instrument	2022008007
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 PROSPECT ST, DEKALB, IL 60115-4269

Mortgage

Document Number	0000008008
Date	Aug 22, 2022
Instrument	2022008008

Lender

Name	ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 31, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 924 Prospect St was $3,632, up 8.6% from the year before.

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,632.00 (+8.58%)	$45,988 Land $11,595 Building $34,393	$137,964 Land $34,785 Building $103,179
2024	$3,345.00
2023		$36,615 Land $9,232 Building $27,383	$109,845 Land $27,696 Building $82,149

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 924 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 924 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Verizon.

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