914 Prospect St, Dekalb, IL 60115 Property Records

DeKalb County property record for 914 Prospect St, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba
Lot Size	0.143 acres (6,240 sqft)
Owner	Individual Name on File
Last Sale	$171,500 (Jul 2022)
Tax Bill	$3,636 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-23-382-003`

Property Details

APN / Parcel Number

Primary APN	`08-23-382-003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	6,240 sqft (0.143 acres)
Lot Dimensions	156 ft deep x 40 ft wide
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0823382003
Street Address	914 PROSPECT ST
City	DEKALB
State	IL
Zip	60115-4269
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 40FT LOT 2 - PLANKS SUBDIVISION OF BLK 53 OF RUSSELL HUNTLEYS ADDITION
Legal Subdivision	PLANKS SUBDIVISION
Legal Block	53
Legal Lot Number	2
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	1
Census Block	1013
Census Tract	1500

Owner

914 Prospect St is owned and occupied by an individual who bought it in July 2022.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	Individual Name on File
Mailing Address	914 PROSPECT ST, DEKALB, IL 60115-4269
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 24, 2020	Warranty Deed, Transfer OTHER
Mar 29, 2018	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2022 · Amount on File
Deed Sale	Jul 19, 2022 · Amount on File
Prior Sale	Nov 24, 2020 · Amount on File
Deed Document Number	20226854
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 19, 2022
Property Address	914 PROSPECT ST, DEKALB, IL 60115-4269
Document Number	0000006854
Map Reference	MB C PG 12
Instrument Date	Jul 15, 2022
Instrument	2022006854
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$171.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 PROSPECT ST, DEKALB, IL 60115-4269

Mortgage

Document Number	0000006855
Date	Jul 19, 2022
Instrument	2022006855

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Nov 24, 2020
Property Address	914 PROSPECT ST, DEKALB, IL 60115-4269
Document Number	0000012518
Instrument Date	Nov 23, 2020
Instrument	12518
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 PROSPECT ST DEKALB IL 601154269, DEKALB, IL 60115-4269

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	914 PROSPECT ST, DEKALB, IL 60115-4269
Document Number	0000003094
Instrument Date	Mar 29, 2018
Transaction Type	Mortgage
Record Updated	Apr 25, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	914 PROSPECT ST DEKALB IL 601154269, DEKALB, IL 60115-4269

Mortgage

Document Number	0000003094
Date	Apr 6, 2018
Instrument	3094

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 5, 2038

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$56,553 Land $7,027 Building $49,526	$169,659 Land $21,081 Building $148,578
2024	$3,636.00
2023		$45,027 Land $5,595 Building $39,432	$135,081 Land $16,785 Building $118,296

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 914 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 914 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Metronet, Verizon.

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