924 Forest Lake Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 924 Forest Lake Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 5,548 sqft · built 1993
Lot Size	0.47 acres (20,473 sqft)
Owner	2 Individual Names on Record
Last Sale	$851,200 (Sep 2025)
Tax Bill	$7,656 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25S-42-0234`

Property Details

APN / Parcel Number

Primary APN	`25S-42-0234`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,548 sqft Living Area
Gross Area	6,178 sqft
1st Floor Area	2,528 sqft
Basement Area	1,500 sqft
Finished Basement	1,500 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,473 sqft (0.47 acres)
Lot Dimensions	53 ft deep x 154 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	355 sqft
Deck Area	48 sqft
Patio Area	48 sqft
Balcony Area	20 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	924 FOREST LAKE CT
City	BALLWIN
State	MO
Zip	63021-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST RIDGE TRAILS PLAT ONE LOT 75
Legal Subdivision	FOREST RIDGE TRAILS PLAT ONE
Legal Lot Number	75
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3004
Census Tract	217921

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	924 FOREST LAKE CT, BALLWIN, MO 63021-6064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2021	Deed of Trust, Mortgage · Line of Credit ROYAL BANKS OF MISSOURI
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
Dec 8, 2017	Deed of Trust, Mortgage · Line of Credit ROYAL BK/MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Aug 1, 2002 · Amount on Record
Deed Document Number	2025533
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	924 FOREST LAKE CT, BALLWIN, MO 63021-6064
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 FOREST LAKE CT, BALLWIN, MO 63021-6064

Mortgage

Document Number	0251561381
Date	Oct 8, 2021
Book Page	25156/1381
Instrument	2021100800240

Lender

Name	ROYAL BANKS OF MISSOURI
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 15, 2025
Property Address	924 FOREST LAKE CT, BALLWIN, MO 63021-6064
Document Number	2025091500533
Map Reference	MB 314 PG 91-93
Instrument Date	Sep 8, 2025
Instrument	2025091500533
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	SELECT TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1521 MATSON LN, LINN CREEK, MO 65052-2619

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 FOREST LAKE CT, BALLWIN, MO 63021-6064

Mortgage

Document Number	2025091500534
Date	Sep 15, 2025
Instrument	2025091500534

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2045

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	924 FOREST LAKE CT, BALLWIN, MO 63021-6064
Document Number	0228122619
Book / Page	022812 / 002619
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	924 FOREST LAKE CT BALLWIN MO 630216064, BALLWIN, MO 63021-6064

Mortgage

Document Number	0228122619
Date	Dec 11, 2017
Book Page	022812/002619
Instrument	579

Lender

Name	ROYAL BK/MO
Type	Bank
Address	CREVE COEUR, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,930 (-) Land $38,870 Building $73,060	$589,100 (-) Land $204,600 Building $384,500
2025	$7,656.00 (+6.3%)	$111,930 (+8.49%) Land $38,870 Building $73,060	$589,100 (+8.49%) Land $204,600 Building $384,500
2024	$7,202.00 (+0.08%)	$103,170 (-) Land $21,600 Building $81,570
2023	$7,196.00 (+11.02%)	$103,170 (+19.05%) Land $21,600 Building $81,570	$543,000 (+19.05%) Land $113,700 Building $429,300
2022	$6,482.00	$86,660 Land $13,850 Building $72,810
2021			$456,100 Land $72,900 Building $383,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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