918 Forest Lake Ct, Ballwin, MO 63021 Property Records

St. Louis County property record for 918 Forest Lake Ct, Ballwin, MO 63021

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,983 sqft · built 1993
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on Record
Last Sale	$598,500 (Aug 2025)
Tax Bill	$9,488 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage May 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25S-42-0223`

Property Details

APN / Parcel Number

Primary APN	`25S-42-0223`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	5,383 sqft Living Area
Gross Area	6,013 sqft
1st Floor Area	2,385 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	61 ft deep x 139 ft wide
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Frame Porch
Porch Area	232 sqft
Patio Area	252 sqft
Balcony Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	918 FOREST LAKE CT
City	BALLWIN
State	MO
Zip	63021-6064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	FOREST RIDGE TRAILS PLAT ONE LOT 76
Legal Subdivision	FOREST RIDGE TRAILS PLAT ONE
Legal Lot Number	76
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3004
Census Tract	217921

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	918 FOREST LAKE CT, BALLWIN, MO 63021-6064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2025	Special Warranty Deed, Transfer · Conventional Mortgage ANZ LENDING LLC
May 22, 2020	Deed of Trust, Mortgage · Line of Credit CARROLLTON BK
Aug 9, 2018	Warranty Deed, Transfer CENTRAL BK/ST LOUIS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2025 · Amount on Record
Deed Sale	Aug 25, 2025 · Amount on Record
Prior Sale	Aug 9, 2018 · Amount on Record
Deed Document Number	2025606
Prior Transfer Date	Jul 1, 2004
Prior Transfer Doc	0000000005
Record Updated	Oct 29, 2026

August 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 25, 2025
Property Address	918 FOREST LAKE CT, BALLWIN, MO 63021-6064
Document Number	2025082500606
Map Reference	MB 314 PG 91
Instrument Date	Aug 20, 2025
Instrument	2025082500606
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	UNKNOWN, ETC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	918 FOREST LAKE CT, BALLWIN, MO 63021-6064

Mortgage

Document Number	2025082500607
Date	Aug 25, 2025
Instrument	2025082500607

Lender

Name	ANZ LENDING LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	918 FOREST LAKE CT, BALLWIN, MO 63021-6064
Document Number	0241482811
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Aug 7, 2020
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	918 FOREST LAKE CT BALLWIN MO 630216064, BALLWIN, MO 63021-6064

Mortgage

Document Number	0241482811
Date	Jul 27, 2020
Book Page	024148/002811
Instrument	531

Lender

Name	CARROLLTON BK
Type	Bank
Address	CLAYTON, MO 63105-3860

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Aug 9, 2018
Property Address	918 FOREST LAKE CT, BALLWIN, MO 63021-6064
Document Number	0231460896
Book / Page	023146 / 000896
Instrument Date	Aug 6, 2018
Instrument	217
Transaction Type	Transfer
Record Updated	Oct 16, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	918 FOREST LAKE CT BALLWIN MO 630216064, BALLWIN, MO 63021-6064

Mortgage

Document Number	231460899
Date	Aug 9, 2018
Book Page	023146/000899
Instrument	218

Lender

Name	CENTRAL BK/ST LOUIS
Address	SAINT LOUIS, MO 63105-1809

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	5.37%

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,800 (-) Land $37,300 Building $101,500	$730,500 (-) Land $196,300 Building $534,200
2025	$9,488.00 (+9.81%)	$138,800 (+12.06%) Land $37,300 Building $101,500	$730,500 (+12.06%) Land $196,300 Building $534,200
2024	$8,640.00 (+0.08%)	$123,860 (-) Land $20,710 Building $103,150
2023	$8,633.00 (+24.45%)	$123,860 (+33.56%) Land $20,710 Building $103,150	$651,900 (+33.56%) Land $109,000 Building $542,900
2022	$6,937.00	$92,740 Land $13,130 Building $79,610
2021			$488,100 Land $69,100 Building $419,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	23 (1982–2017)
Claims Outside the SFHA	9 of 23
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 2 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 6 claims Severe Storms & Flooding, Sep 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 158 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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