924 E Waters Edge St, Derby, KS 67037 Property Records

Sedgwick County property record for 924 E Waters Edge St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,907 sqft · built 2022
Lot Size	0.173 acres (7,535 sqft)
Owner	2 Individual Names on Record
Last Sale	$793,132 (Aug 2022)
Tax Bill	$7,690 (2024)
Deeds & Mortgages	Dec 2025 Transfer Sep 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GY DY02066`

Property Details

APN / Parcel Number

Primary APN	`GY DY02066`
Alternative APNs	`087-229-31-0-32-09-033.00` `229-31-0-32-09-033.00` `30012826`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	2,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Patio Home
Exterior Material	Combination
Roof Material	Composition Shingle
Lot Area	7,535 sqft (0.173 acres)
Terrain	Rolling
View / Lot	Neighborhood / Spot
Garage Type	Attached
Garage Area	673 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	30012826
Street Address	924 E WATERS EDGE ST
City	DERBY
State	KS
Zip	67037-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 BLOCK 1 COURTYARDS AT THE OAKS 2ND ADDITION
Legal Subdivision	THE OAKS 2ND ADD
Legal Block	1
Legal Lot Number	16
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2006
Census Tract	10007

Owner

Source: Sedgwick County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	924 E WATERS EDGE ST, DERBY, KS 67037-4042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Transfer on Death Deed, Transfer
Sep 22, 2021	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK NA
Aug 18, 2022	Warranty Deed, Subdivision Related Transfer · Reverse Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2022 · Amount on Record
Deed Sale	Aug 18, 2022 · Amount on Record
Deed Document Number	202230186215
Last Transfer Date	Dec 12, 2025
Transfer Doc	2025063125
Record Updated	Jun 8, 2026

December 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	SEDGWICK KS
Recording Date	Dec 15, 2025
Property Address	924 E WATERS EDGE ST, DERBY, KS 67037-4042
Document Number	2025063125
Instrument Date	Dec 12, 2025
Instrument	2025-063125
Transaction Type	Transfer
Record Updated	Dec 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	924 E WATERS EDGE ST, DERBY, KS 67037-4042
Transaction Type	Mortgage
Record Updated	Sep 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 N MAIZE RD, WICHITA, KS 67212-4654
Investor	Possibly a Property Investor

Mortgage

Document Number	03009/9867
Date	Sep 22, 2021
Book Page	3009/9867
Instrument	30099867

Lender

Name	FIDELITY BANK NA
Type	Bank
Address	WICHITA, KS 67201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Aug 18, 2022
Property Address	924 E WATERS EDGE ST, DERBY, KS 67037-4042
Document Number	03018/6215
Book / Page	3018 / 6215
Instrument Date	Jun 24, 2022
Instrument	30186215
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 18, 2023
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	924 E WATERS EDGE ST, DERBY, KS 67037-4042

Mortgage

Document Number	0030186216
Date	Aug 18, 2022
Instrument	30186216

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	734 Months
Due	Oct 24, 2083

Interest

Rate Type	Adjustable Rate
Rate	5.49%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	10.4%

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$47,369 (+3.17%) Land $8,602 Building $38,767	$411,900 (+3.17%) Land $74,800 Building $337,100
2024	$7,690.00 (-3.31%)
2023	$7,953.00 (+256.32%)	$45,915 Land $7,809 Building $38,106	$399,260 Land $67,900 Building $331,360
2022	$2,232.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 75% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, T-Mobile, Twin Valley, Verizon.

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