913 E Waters Edge St, Derby, KS 67037 Property Records

Sedgwick County property record for 913 E Waters Edge St, Derby, KS 67037

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,037 sqft · built 2020
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$8,296 (2023)
Deeds & Mortgages	May 2020 Construction Loan Nov 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`GY DY02093`

Property Details

APN / Parcel Number

Primary APN	`GY DY02093`
Alternative APNs	`229-31-0-32-07-030.00` `30012853`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,037 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	30012853
Street Address	913 E WATERS EDGE ST
City	DERBY
State	KS
Zip	67037-4042
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLOCK 2 COURTYARDS AT THE OAKS 2ND ADDITION
Legal Subdivision	COURTYARDS AT THE OAKS 2ND ADD
Legal Block	2
Legal Lot Number	15
Jurisdiction	SEDGWICK KS
Township / Civil Division	GYPSUM
Census Block Group	2
Census Block	2005
Census Tract	10007

Owner

Source: Sedgwick County records, as of March 27, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	913 E WATERS EDGE ST, DERBY, KS 67037-4042
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2020	Deed of Trust, Mortgage · Construction Mortgage FIDELITY BANK NA
Nov 6, 2020	Warranty Deed, Subdivision Related Transfer · Reverse Mortgage OPEN MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 2020
Deed Sale	Nov 6, 2020
Deed Document Number	30004512
Deed Book / Page	3000 / 4512
Record Updated	Jun 7, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEDGWICK KS
Property Address	913 E WATERS EDGE ST, DERBY, KS 67037-4042
Transaction Type	Mortgage
Record Updated	Jul 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2995/4608
Date	May 19, 2020
Book Page	2995/4608
Instrument	29954608

Lender

Name	FIDELITY BANK NA
Type	Bank
Address	WICHITA, KS 67201

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SEDGWICK KS
Recording Date	Nov 6, 2020
Property Address	913 E WATERS EDGE ST, DERBY, KS 67037-4042
Document Number	3000/4512
Book / Page	3000 / 4512
Instrument Date	Nov 5, 2020
Instrument	30004512
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 22, 2021
Title Company	SECURITY FIRST TITLE, SECURITY 1ST TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	913 E WATERS EDGE ST, DERBY, KS 67037-4042

Mortgage

Document Number	30004513
Date	Nov 6, 2020
Instrument	30004513

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.7%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Sedgwick County assessment roll, as of June 1, 2023

Property Jurisdictions

Type	Name
State	Kansas
County	Sedgwick County
County Subdivision	Gypsum Township
Municipality	Derby City
Unified School District	Derby Unified School District 260 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$8,296.00 (+6.11%)	$48,335 Land $10,327 Building $38,008	$420,300 Land $89,800 Building $330,500
2022	$7,818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 75% of Kansas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DERBY private · serves 25,413 people · EPA ID KS2017328
Water Source	Purchased surface water from CITY OF WICHITA
Last State Inspection	Oct 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Nextlink Fixed Wireless · Fiber in parts of the area	500 / 100

May also be available: IdeaTek, T-Mobile, Twin Valley, Verizon.

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