924 E Madison Ave, Athens, TN 37303 Property Records

McMinn County property record for 924 E Madison Ave, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,546 sqft · built 1950
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on Record
Last Sale	$234,900 (Aug 2026)
Tax Bill	$1,002 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Dec 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054057H D 06900`

Property Details

APN / Parcel Number

Primary APN	`054057H D 06900`
Alternative APNs	`057H D 06900 00002057H` `057H D 06900`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,546 sqft Living Area
1st Floor Area	1,546 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1993
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	134 ft deep x 150 ft wide
Terrain	Rolling
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	484 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	924 E MADISON AVE
City	ATHENS
State	TN
Zip	37303-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 054K C 054K 02100 000, COUNTY AREA: D01
Legal Subdivision	CHILHOWEE 1
Legal Block	A
Legal Lot Number	25
Jurisdiction	MCMINN TN
Township / Civil Division	2
Census Block Group	3
Census Block	3014
Census Tract	970300

Owner

Source: McMinn County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	924 E MADISON AVE, ATHENS, TN 37303-3860
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK
Dec 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage TENNESSEE VALLEY FCU
Jun 30, 2022	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Jan 14, 2022	Warranty Deed, Transfer RADIANT TITLE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Jun 30, 2022 · Amount on Record
Deed Document Number	2026277530
Deed Book / Page	13 / 184
Transfer Doc	16R168
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Aug 28, 2026
Property Address	924 E MADISON AVE, ATHENS, TN 37303-3860
Document Number	0000277530
Book / Page	13 / 184
Instrument Date	Aug 27, 2026
Instrument	2026277530
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	UNITY TITLE, UNITY TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$87,782.13
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 E MADISON AVE, ATHENS, TN 37303-3860

Mortgage

Document Number	0000277531,
Date	Aug 28, 2026
Instrument	2026277531

Lender

Name	PEOPLES BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Property Address	924 E MADISON AVE, ATHENS, TN 37303-3860
Transaction Type	Mortgage
Record Updated	Jan 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001302858
Date	Dec 30, 2022
Book Page	1302/858
Instrument	242783

Lender

Name	TENNESSEE VALLEY FCU
Type	Credit Union
Address	CHATTANOOGA, TN 37402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.03%
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.85%
Max Rate At Change	10%
Index	1-Year T-Bill
Max Rate	10%

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jun 30, 2022
Property Address	924 E MADISON AVE, ATHENS, TN 37303-3860
Document Number	00000023F9
Book / Page	23F / 9
Map Reference	MB 1 PG 21
Instrument Date	Jun 24, 2022
Instrument	237851
Transaction Type	Transfer
Record Updated	Jul 12, 2022
Title Company	NOT AVAILABLE, FOUNDATION T&E SERIES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$814.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	924 E MADISON AVE, ATHENS, TN 37303-3860

Mortgage

Document Number	0000237852
Date	Jun 30, 2022
Instrument	237852

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Jan 14, 2022
Property Address	924 E MADISON AVE, ATHENS, TN 37303-3860
Document Number	0000022Z83
Book / Page	22Z / 83
Map Reference	MB 1 PG 21
Instrument Date	Dec 31, 2021
Instrument	232653
Transaction Type	Transfer
Record Updated	Jan 25, 2022
Title Company	RADIANT TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$447.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	163 COUNTY ROAD 616, ATHENS, TN 37303-6324

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,002.00	$47,950 (-) Land $4,625 Building $43,325	$191,800 (-) Land $18,500 Building $173,300
2024	$1,002.00	$47,950 (-) Land $4,625 Building $43,325
2023	$1,002.00 (+5.36%)	$47,950 (+45.97%) Land $4,625 Building $43,325	$191,800 (+45.97%) Land $18,500 Building $173,300
2022	$951.00	$32,850 Land $5,925 Building $26,925	$131,400 Land $23,700 Building $107,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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