912 E Madison Ave, Athens, TN 37303 Property Records

McMinn County property record for 912 E Madison Ave, Athens, TN 37303

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,040 sqft · built 1935
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on Record
Last Sale	$39,500 (Aug 2007)
Tax Bill	$461 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`054057H D 07600`

Property Details

APN / Parcel Number

Primary APN	`054057H D 07600`
Alternative APNs	`057H D 07600 00002057H` `057H D 07600`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Living Area
1st Floor Area	1,040 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1987
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
Lot Dimensions	120 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	240 sqft
Patio Area	266 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	912 E MADISON AVE
City	ATHENS
State	TN
Zip	37303-3860
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 02 02 054K C 054K 02800 000, COUNTY AREA: D01
Legal Subdivision	CHILHOWEE 1
Legal Block	A
Legal Lot Number	12
Jurisdiction	MCMINN TN
Township / Civil Division	2
Census Block Group	3
Census Block	3014
Census Tract	970300

Owner

Source: McMinn County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	101 COUNTY ROAD 200, ATHENS, TN 37303-8948
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Apr 6, 2021	Intrafamily Transfer, Transfer ALLEN TITLE SERVICES LLC, VALLEY TITLE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2007 · Amount on Record
Deed Sale	Aug 28, 2007 · Amount on Record
Prior Sale	Sep 8, 1997 · Amount on Record
Deed Book / Page	18A / 613
Transfer Doc	00014E0317
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCMINN TN
Recording Date	Oct 7, 2026
Property Address	912 E MADISON AVE, ATHENS, TN 37303-3860
Document Number	0000278755
Book / Page	15 / 799
Instrument Date	Oct 2, 2026
Instrument	2026278755
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COUNTY ROAD 200, ATHENS, TN 37303-8948

Mortgage

Document Number	0000278755,
Date	Oct 7, 2026
Book Page	15/799
Instrument	2026278755

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 2, 2031

Interest

Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCMINN TN
Recording Date	Apr 6, 2021
Property Address	912 E MADISON AVE, ATHENS, TN 37303-3860
Document Number	000022O790
Book / Page	22O / 790
Map Reference	MB 1 PG 21
Instrument Date	Aug 6, 2020
Instrument	223818
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	ALLEN TITLE SERVICES LLC, VALLEY TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	101 COUNTY ROAD 20, ATHENS, TN 37303

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

Type	Name
State	Tennessee
Municipality	Athens City
County	McMinn County
Elementary School District	Athens City Schools (PK - 08)
Secondary School District	McMinn County School District in Athens (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$461.00	$22,050 (-) Land $3,375 Building $18,675
2024	$461.00	$22,050 (-) Land $3,375 Building $18,675
2023	$461.00 (+1.1%)	$22,050 (+4%) Land $3,375 Building $18,675	$88,200 (+4%) Land $13,500 Building $74,700
2022	$456.00	$15,750 Land $4,325 Building $11,425	$63,000 Land $17,300 Building $45,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1994–2003)
Claims Outside the SFHA	1 of 6
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2003 · 2 claims Extensive Rainfall And Flash Flooding, Mar 1994 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES BOARD serves 26,424 people · EPA ID TN0000024
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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