924 Cobden Ct, Galt, CA 95632 Property Records

Sacramento County property record for 924 Cobden Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,140 sqft · built 1999
Lot Size	0.13 acres (5,672 sqft)
Owner	Individual Name on Record
Last Sale	$460,000 (Jan 2026)
Tax Bill	$5,549 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0680-073-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0680-073-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,140 sqft Living Area
1st Floor Area	1,140 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	5,672 sqft (0.13 acres)
Garage Area	433 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	924 COBDEN CT
City	GALT
State	CA
Zip	95632-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER OAKS 02A, LOT 72
Legal Subdivision	RIVER OAKS 02A
Legal Lot Number	72
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2009
Census Tract	9410

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	924 COBDEN CT, GALT, CA 95632-3439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Grant Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Sep 23, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 25, 2019	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MTG
Dec 19, 2018	Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2026 · Amount on Record
Deed Sale	Jan 15, 2026 · Amount on Record
Prior Sale	Sep 23, 2022 · Amount on Record
Deed Book / Page	20260115 / 641
Prior Transfer Date	May 29, 2012
Prior Transfer Doc	0000000673
Record Updated	Oct 29, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 15, 2026
Property Address	924 COBDEN CT, GALT, CA 95632-3439
Document Number	0000000641
Map Reference	MB 218 MAP 5
Instrument Date	Jan 7, 2026
Instrument	202601150641
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 COBDEN CT, GALT, CA 95632-3439

Mortgage

Document Number	0000000642
Date	Jan 15, 2026
Instrument	202601150642

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

Mortgage

Document Number	0000000643
Date	Jan 15, 2026
Instrument	202601150643

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	362 Months
Due	Mar 9, 2056

September 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 23, 2022
Property Address	924 COBDEN CT, GALT, CA 95632-3439
Document Number	0000000599
Map Reference	MB 218 MAP 5
Instrument Date	Sep 19, 2022
Instrument	2022092300599
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 COBDEN CT, GALT, CA 95632-3439

Mortgage

Document Number	0000000600
Date	Sep 23, 2022
Instrument	2022092300600

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	924 COBDEN CT, GALT, CA 95632-3439
Document Number	1909300363
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	Oct 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	924 COBDEN CT GALT CA 956323439, GALT, CA 95632-3439

Mortgage

Document Number	1909300363
Date	Sep 30, 2019
Instrument	1909300363

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 29, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 19, 2018
Property Address	924 COBDEN CT, GALT, CA 95632-3439
Document Number	1812191111
Instrument Date	Dec 17, 2018
Instrument	1812191111
Transaction Type	Transfer
Record Updated	Jan 4, 2019
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$335.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	924 COBDEN CT GALT CA 956323439, GALT, CA 95632-3439

Mortgage

Document Number	1812191112
Date	Dec 19, 2018
Instrument	1812191112

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 18, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$460,000 (-2.83%) Land $150,000 Building $310,000
2025	$5,549.00 (+4.38%)	$473,382 (+4.04%) Land $156,060 Building $317,322
2024	$5,316.00 (-0.67%)
2023	$5,352.00 (+42.23%)	$455,000 Land $150,000 Building $305,000
2022	$3,763.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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