912 Cobden Ct, Galt, CA 95632 Property Records

Sacramento County property record for 912 Cobden Ct, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,320 sqft · built 1999
Lot Size	0.144 acres (6,288 sqft)
Owner	2 Individual Names on File
Last Sale	$271,500 (Nov 2019)
Tax Bill	$2,191 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`148-0680-075-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0680-075-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,320 sqft Living Area
1st Floor Area	1,320 sqft
Family Room	Family Room

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	6,288 sqft (0.144 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	912 COBDEN CT
City	GALT
State	CA
Zip	95632-3439
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	RIVER OAKS 02A, LOT 70
Legal Subdivision	RIVER OAKS 02A
Legal Lot Number	70
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	2
Census Block	2009
Census Tract	9410

Owner

912 Cobden Ct is owned and occupied by two individuals who bought it in November 2019.

Source: Sacramento County records, as of September 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	912 COBDEN CT, GALT, CA 95632-3439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Nov 22, 2019	Grant Deed, Transfer · Conventional Mortgage BAYCAL MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2019 · Amount on File
Deed Sale	Nov 22, 2019 · Amount on File
Prior Sale	May 31, 2011 · Amount on File
Deed Book / Page	20191122 / 1366
Prior Transfer Date	Jan 10, 2011
Prior Transfer Doc	0000000057
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	912 COBDEN CT, GALT, CA 95632-3439
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 AMERICAN AVE, SACRAMENTO, CA 95833-2530

Mortgage

Document Number	0000000998
Date	Jun 21, 2021
Instrument	202106210998

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	912 COBDEN CT, GALT, CA 95632-3439
Transaction Type	Mortgage
Record Updated	Jul 5, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2121 AMERICAN AVE, SACRAMENTO, CA 95833-2530

Mortgage

Document Number	6210000000998
Date	Jun 21, 2021
Book Page	20210621/998

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Apr 1, 2051

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 22, 2019
Property Address	912 COBDEN CT, GALT, CA 95632-3439
Document Number	1911221366
Instrument Date	Nov 19, 2019
Instrument	1911221366
Transaction Type	Transfer
Record Updated	Dec 9, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$298.65
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	912 COBDEN CT GALT CA 956323439, GALT, CA 95632-3439

Mortgage

Document Number	1911221367
Date	Nov 22, 2019
Instrument	1911221367

Lender

Name	BAYCAL MTG
Address	3553 CASTRO VALLEY BLVD # H, CASTRO VALLEY, CA 94546-4461

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 21, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 912 Cobden Ct was $2,191 with a homeowner's exemption, up 4.3% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$192,086 (+2%) Land $65,333 Building $126,753
2025	$2,191.00 (+4.33%) Homeowner's exemption	$188,320 Land $64,052 Building $124,268
2024	$2,100.00 (-4.89%)
2023	$2,208.00 (+3.76%) Homeowner's exemption	$181,010 Land $61,566 Building $119,444
2022	$2,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 912 Cobden Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 912 Cobden Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 658 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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