Spokane County property record for 924 2nd St, Cheney, WA 99004
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 912 sqft · built 1905 |
| Lot Size | 0.115 acres (5,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $206,000 (Apr 2025) |
| Tax Bill | $1,970 (2026) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13131.3208 |
| Primary APN | 13131.3208 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 912 sqft Living Area |
| Gross Area | 992 sqft |
| 1st Floor Area | 912 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Bungalow |
| Exterior Material | Shingles |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,000 sqft (0.115 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 220 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Enclosed Frame Porch |
|---|---|
| Porch Area | 80 sqft |
| Canopy | 112 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Electric |
| Street Address | 924 2ND ST |
|---|---|
| City | CHENEY |
| State | WA |
| Zip | 99004-1716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CHENEY, THE ADD TO TOWN OF LT 6 BLK 32 |
| Legal Range | 41E |
| Legal Township | 23N |
| Legal Section | 13 |
| Legal Subdivision | CHENEY, THE ADD TO TOWN |
| Legal Block | 32 |
| Legal Lot Number | 6 |
| Jurisdiction | SPOKANE WA |
| Township / Civil Division | CHENEY-MEDICAL LAKE |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 14001 |
Source: Spokane County records · APN 13131.3208
Assessment roll updated June 17, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 924 2ND ST, CHENEY, WA 99004-1716 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 21, 2025 | Warranty Deed, Transfer MICHAEL KOSMICHI |
| Jan 26, 2023 | Warranty Deed, Transfer · Conventional Mortgage AXIA FINANCIAL LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | Jan 26, 2023 · Amount on Record |
| Deed Document Number | 20257410960 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Apr 21, 2025 |
| Property Address | 924 2ND ST, CHENEY, WA 99004-1716 |
| Document Number | 0007410960 |
| Map Reference | VOL A PG 45 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 7410960 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | WFG NATIONAL TITLE COMPANY/ESTN WA LLC, WFG NATL TTL CO OF EASTERN W |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,301.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 2ND ST, CHENEY, WA 99004-1716 |
| Document Number | 0007410961 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 7410961 |
| Name | MICHAEL KOSMICHI |
|---|---|
| Type | Private Party |
| Amount | Amount Recorded |
|---|---|
| Term | 62 Months |
| Due | Jun 01, 2030 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SPOKANE WA |
| Recording Date | Jan 26, 2023 |
| Property Address | 924 2ND ST, CHENEY, WA 99004-1716 |
| Document Number | 0007265048 |
| Map Reference | VOL A PG 45 |
| Instrument Date | Jan 09, 2023 |
| Instrument | 7265048 |
| Transaction Type | Transfer |
| Record Updated | Jan 29, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,205.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 2ND ST, CHENEY, WA 99004-1716 |
| Document Number | 0007265049 |
|---|---|
| Date | Jan 26, 2023 |
| Instrument | 7265049 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2053 |
Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Spokane County |
| Municipality | Cheney City |
| Unified School District | Cheney School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,970.00 (+2.87%) | $190,000 (-6.4%) Land $60,000 Building $130,000 | $190,000 (-6.4%) Land $60,000 Building $130,000 |
| 2025 | $1,915.00 (+12.32%) | ||
| 2024 | $203,000 (+37.63%) Land $75,000 Building $128,000 | $203,000 (+37.63%) Land $75,000 Building $128,000 | |
| 2023 | $1,705.00 (+3.96%) | $147,500 Land $40,000 Building $107,500 | $147,500 Land $40,000 Building $107,500 |
| 2022 | $1,640.00 |
Source: FEMA National Flood Hazard Layer as of September 27, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Moderate above 67% of the US · above 45% of Washington |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Fiber Fiber | 6,000 / 6,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Davis Communications.
Based on FCC filings for 111 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF CHENEY serves 16,954 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2021 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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