1008 2nd St, Cheney, WA 99004 Property Records

Spokane County property record for 1008 2nd St, Cheney, WA 99004

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 752 sqft · built 1907
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Oct 2026)
Tax Bill	$1,896 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13131.8909`

Property Details

APN / Parcel Number

Primary APN	`13131.8909`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	4 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	752 sqft Living Area
Gross Area	892 sqft
1st Floor Area	752 sqft
Basement Area	140 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 2009
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	364 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	1008 2ND ST
City	CHENEY
State	WA
Zip	99004-1718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	CHENEY 2ND ADD TO TOWN OF LT 10 BLK 128
Legal Range	41E
Legal Township	23N
Legal Section	13
Legal Subdivision	CHENEY 2ND ADD
Legal Block	128
Legal Lot Number	10
Jurisdiction	SPOKANE WA
Township / Civil Division	CHENEY-MEDICAL LAKE
Census Block Group	4
Census Block	4006
Census Tract	14001

Owner

Source: Spokane County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1008 2ND ST, CHENEY, WA 99004-1718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on Record
Deed Sale	Oct 2, 2026 · Amount on Record
Prior Sale	Jan 17, 2013 · Amount on Record
Deed Document Number	20267519238
Prior Transfer Date	Oct 22, 2012
Prior Transfer Doc	0006141114
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Oct 2, 2026
Property Address	1008 2ND ST, CHENEY, WA 99004-1718
Document Number	0007519238
Instrument Date	Sep 25, 2026
Instrument	20267519238
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$320,473.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 2ND ST, CHENEY, WA 99004-1718

Mortgage

Document Number	0007519239,
Date	Oct 2, 2026
Instrument	20267519239

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0007519240,
Date	Oct 2, 2026
Instrument	20267519240

Lender

Name	STATE FINANCIAL

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Cheney City
Unified School District	Cheney School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,896.00 (-1.25%)	$182,700 (+0.22%) Land $80,000 Building $102,700	$182,700 (+0.22%) Land $80,000 Building $102,700
2025	$1,920.00 (+25.24%)
2024		$182,300 (+38.63%) Land $75,000 Building $107,300	$182,300 (+38.63%) Land $75,000 Building $107,300
2023	$1,533.00 (+4.78%)	$131,500 Land $40,000 Building $91,500	$131,500 Land $40,000 Building $91,500
2022	$1,463.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 66% of Washington
Wildfire Likelihood	0.07% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHENEY serves 16,954 people · EPA ID WA5312400
Water Source	Groundwater
Last State Inspection	Oct 2021
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DCI Cable	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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