9233 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9233 E River Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,544 sqft · built 2019
Lot Size	0.565 acres (24,651 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jun 2023)
Tax Bill	$4,043 (2024)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-2S-26-0000-00472-0000`

Property Details

APN / Parcel Number

Primary APN	`15-2S-26-0000-00472-0000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,544 sqft Heated Area
Gross Area	3,430 sqft
1st Floor Area	3,006 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Wood Frame
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	24,651 sqft (0.565 acres)
Lot Dimensions	2,970 ft deep x 830 ft wide
Garage Area	462 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	424 sqft
Shed	1 Shed
Shed Area	1 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	152S260000004720000
Street Address	9233 E RIVER DR
City	NAVARRE
State	FL
Zip	32566-2539
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1M
Legal Description	W2 OF E2 OF NE4 OF NW4 OF NE4 OF NE4 SECTION 15 TOWNSHIP 2 SOUTH RANGE 26 WEST LESS N 33' FOR RD AS DES IN OR 4406 PG 1826
Legal Range	26W
Legal Township	02S
Legal Section	15
Legal Subdivision	WEST
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	2
Census Block	2002
Census Tract	10827

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9233 E RIVER DR, NAVARRE, FL 32566-2539
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2023	Warranty Deed, Transfer · VA Mortgage NAVY FCU
Dec 30, 2019	Warranty Deed, Transfer · VA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2023 · Amount on Record
Deed Sale	Jun 20, 2023 · Amount on Record
Prior Sale	Dec 30, 2019 · Amount on Record
Deed Document Number	202327264
Deed Book / Page	4406 / 1826
Record Updated	Jun 8, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 20, 2023
Property Address	9233 E RIVER DR, NAVARRE, FL 32566-2539
Document Number	0044061826
Book / Page	4406 / 1826
Instrument Date	Jun 15, 2023
Instrument	202327264
Transaction Type	Transfer
Record Updated	Jul 7, 2023
Title Company	WAYPOINT TITLE, WAYPOINT TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	900 OAK BROOK BLVD, SUMTER, SC 29150-1719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9233 E RIVER DR, NAVARRE, FL 32566-2539

Mortgage

Document Number	0044061828
Date	Jun 20, 2023
Instrument	4406/1828

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 30, 2019
Property Address	9233 E RIVER DR, NAVARRE, FL 32566-2539
Document Number	0039031765
Book / Page	003903 / 001765
Instrument Date	Dec 13, 2019
Instrument	58288
Transaction Type	Transfer
Record Updated	Mar 5, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,370.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	9233 E RIVER DR NAVARRE FL 325662539, NAVARRE, FL 32566-2539

Mortgage

Document Number	39031768
Date	Dec 30, 2019
Book Page	003903/001768
Instrument	58289

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 29, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,043.00 (+33.26%) Homeowner's exemption Disabled Person's exemption	$378,840 (+34.09%) Land $43,725 Building $335,115	$378,840 (+8.63%) Land $43,725 Building $335,115
2023	$3,034.00 (+2.67%) Homeowner's exemption	$282,531 (+3%)	$348,742 (+4.22%) Land $39,352 Building $309,390
2022	$2,955.00 Homeowner's exemption	$274,302	$334,613 Land $32,793 Building $301,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 117 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	117 in force
Nearby Flood Claims	7 (2014–2025)
Claims Outside the SFHA	7 of 7
Most Recent Claim	May 2025 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 4 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 69% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: LiveOak Fiber, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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