9230 E River Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 9230 E River Dr, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,042 sqft · built 2016
Lot Size0.565 acres (24,651 sqft)
Owner2 Individual Names on Record
Tax Bill$3,610 (2024)
Deeds & MortgagesMay 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN10-2S-26-0000-00144-0000

Property Details

APN / Parcel Number

Primary APN10-2S-26-0000-00144-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,042 sqft Heated Area
Gross Area2,891 sqft
1st Floor Area2,483 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof MaterialShingle
Lot Area24,651 sqft (0.565 acres)
Lot Dimensions2,970 ft deep x 830 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area408 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number102S260000001440000
Street Address9230 E RIVER DR
CityNAVARRE
StateFL
Zip32566-2538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1M
Legal DescriptionPARCEL B : E2 OF W2 OF SE4 OF SW4 OF SE4 OF SE4 AS DES IN OR 3564 PG 1422 LESS S 33' FOR RD (OUT OF #1.2 FOR 2016) & OR 3585
Legal Range26W
Legal Township02S
Legal Section10
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group2
Census Block2009
Census Tract10828

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address483 BRANCHWOOD AVE, SPRINGDALE, AR 72764-7263
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2016
Deed SaleDec 21, 2016
Prior SaleOct 12, 2016 · Amount on Record
Deed Document Number201650770
Deed Book / Page3564 / 1422
Record UpdatedJun 8, 2026

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address9230 E RIVER DR, NAVARRE, FL 32566-2538
Transaction TypeMortgage
Record UpdatedJul 7, 2021
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address3518 MONTPILIER PL, SPRINGDALE, AR 72762-6271

Mortgage

Document Number0041231691
DateMay 26, 2021
Book Page4123/1691
Instrument202135275
Lender
NameDEPARTMENT OF HOUSING & URBAN DEV
TypeGovernment Agency
AddressWASHINGTON, DC 20410
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term306 Months
DueNov 1, 2046

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,610.00 (+0.64%)$300,714 (+1.94%) Land $43,725 Building $256,989$300,714 (+1.94%) Land $43,725 Building $256,989
2023$3,587.00 (+85.95%)$294,990 (+56%) Land $39,352 Building $255,638$294,990 (+3.59%) Land $39,352 Building $255,638
2022$1,929.00 Homeowner's exemption$189,093$284,774 Land $32,793 Building $251,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 114 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies114 in force
Nearby Flood Claims10 (2004–2024)
Claims Outside the SFHA3 of 10
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 60% of Florida
Wildfire Likelihood0.2% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
LiveOak Fiber
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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