9231 Downing Rd, Birch Run, MI 48415 Property Records

Saginaw County property record for 9231 Downing Rd, Birch Run, MI 48415

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,414 sqft · built 1980
Lot Size	3.64 acres (158,558 sqft)
Owner	Individual Name on File
Last Sale	$185,000 (Feb 2021)
Tax Bill	$3,041 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Feb 2021 Sale + 7 more
Flood Zone	Zone X (minimal risk)
APN	`05-10-6-16-2004-002`

Property Details

APN / Parcel Number

Primary APN	`05-10-6-16-2004-002`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,414 sqft Living Area
1st Floor Area	1,414 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	158,558 sqft (3.64 acres)
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9231 DOWNING RD
City	BIRCH RUN
State	MI
Zip	48415-9734
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	PART OF SE1/4 OF SW1/4 OF NW1/4 BEG AT A POINT ON E&W1/4 LINE OF SEC 16 1091.86 FT E FROM W 1/4 CORN TH N00DEG 03 MIN 42
Legal Range	06E
Legal Township	10N
Legal Section	16
Jurisdiction	SAGINAW MI
Township / Civil Division	BIRCH RUN
Census Block Group	5
Census Block	5033
Census Tract	13100

Owner

9231 Downing Rd is owned and occupied by an individual who bought it in February 2021.

Source: Saginaw County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Feb 25, 2021	Warranty Deed, Transfer
Aug 20, 2018	Warranty Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 1, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 25, 2021 · Amount on File
Deed Sale	Feb 25, 2021 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Document Number	20216002
Prior Transfer Date	May 3, 2018
Prior Transfer Doc	0000020044
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAGINAW MI
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734

Mortgage

Document Number	0000040290
Date	Dec 29, 2021
Instrument	2021040290

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Feb 25, 2021
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000006002
Instrument Date	Feb 18, 2021
Instrument	2021006002
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	747 ZEHNDER DR, 747, FRANKENMUTH, MI 48734-9798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 20, 2018
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000022019
Instrument Date	Aug 10, 2018
Instrument	22019
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$69.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 ZEHNDER DR FRANKENMUTH MI 487349798, FRANKENMUTH, MI 48734-9798

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 23, 2018
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000020048
Instrument Date	Jul 6, 2018
Instrument	20048
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5466 CLIFFORD RD CLIFFORD MI 487279726, CLIFFORD, MI 48727-9726

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 23, 2018
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000020047
Instrument Date	May 7, 2018
Instrument	20047
Transaction Type	Transfer
Record Updated	Aug 17, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5466 CLIFFORD RD CLIFFORD MI 487279726, CLIFFORD, MI 48727-9726

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 23, 2018
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000020046
Instrument Date	May 3, 2018
Instrument	20046
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5466 CLIFFORD RD CLIFFORD MI 487279726, CLIFFORD, MI 48727-9726

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 23, 2018
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000020044
Instrument Date	May 3, 2018
Instrument	20044
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5466 CLIFFORD RD CLIFFORD MI 487279726, CLIFFORD, MI 48727-9726

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Jul 23, 2018
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000020045
Instrument Date	May 2, 2018
Instrument	20045
Transaction Type	Transfer
Record Updated	Aug 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5466 CLIFFORD RD CLIFFORD MI 487279726, CLIFFORD, MI 48727-9726

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 1, 2018
Property Address	9231 DOWNING RD, BIRCH RUN, MI 48415-9734
Document Number	0000004390
Instrument Date	Feb 15, 2018
Instrument	4390
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	747 ZEHNDER DR FRANKENMUTH MI 487349798, FRANKENMUTH, MI 48734-9798

Tax Assessment & Valuation

The 2025 property tax bill for 9231 Downing Rd was $3,041 with a homeowner's exemption.

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Birch Run Township
Unified School District	Birch Run Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,200	$298,400
2025	$3,041.00 Homeowner's exemption
2023		$108,700	$217,400
2022	$2,554.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9231 Downing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 9231 Downing Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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