923 Zumstein Dr, Ripon, CA 95366 Property Records

San Joaquin County property record for 923 Zumstein Dr, Ripon, CA 95366 · Last verified October 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1995
Square Footage2,178 sqft Living Area
Lot Size6,173 sqft (0.141 acres)
OccupancyOwner Occupied
Last Sale$440,000 (2017)
Tax Bill$5,510.00 (2025)

Property Details

APN / Parcel Number

Primary APN257-350-130-000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,178 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Architectural StyleOther Style
Construction TypeWood Construction
Lot Area6,173 sqft (0.141 acres)
Parking Spaces3 Parking Spaces
Garage TypeMixed Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Street Address923 ZUMSTEIN DR
CityRIPON
StateCA
Zip95366-3131
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description94-FM PT OF 257-270-58 PER ZUMSTEIN ESTATES UNIT 2
Legal SubdivisionZUMSTEIN ESTATES UNIT #2
Legal Tract2256
Legal Lot Number60
JurisdictionSAN JOAQUIN CA
Minor Civil DivisionRIPON
Census Blockgroup3
Census Block3013
Census Tract5004

Owner

Source: San Joaquin County records · APN 257-350-130-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address923 ZUMSTEIN DR, RIPON, CA 95366-3131
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Sep 28, 2017Grant Deed, Transfer · Conventional Mortgage
FRANKLIN AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 28, 2017 · Amount on Record
Deed SaleSep 28, 2017 · Amount on Record
Prior SaleAug 26, 2003
Deed Doc Number2017-111953
Record RefreshedJun 07, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address923 ZUMSTEIN DR, RIPON, CA 95366-3131
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyCHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 ZUMSTEIN DR, RIPON, CA 95366-3131

Mortgage

Document Number0000121985
DateSep 17, 2020
Instrument2020-121985
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

September 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN JOAQUIN CA
Recording DateSep 28, 2017
Property Address923 ZUMSTEIN DR, RIPON, CA 95366-3131
Document Number0000111953
Map ReferenceMAP31 PG84
Instrument DateSep 26, 2017
Instrument2017-111953
Transaction TypeTransfer
Record UpdatedAug 03, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address923 ZUMSTEIN DR, RIPON, CA 95366-3131

Mortgage

Document Number0000111954
DateSep 28, 2017
Instrument2017-111954
Lender
NameFRANKLIN AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2047

Tax Assessment & Valuation

Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityRipon City
Unified School DistrictRipon Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,510.00 (+3.75%)$500,638 (+4.04%) Land $150,190 Building $350,448
2023$5,311.00 (+1.59%)$481,200 Land $144,359 Building $336,841
2022$5,228.00

Flood & Wildfire

923 Zumstein Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesLow
32nd percentile of exposed land nationally · 19th in California
Wildfire LikelihoodLow — about 1 in 7,143 per year
ExposureIndirect
within ember reach of burnable land · adjoins burnable vegetation

Values are read at the parcel center point; lenders make the official flood determination.

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