San Joaquin County property record for 861 Zumstein Dr, Ripon, CA 95366 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,377 sqft Living Area |
| Lot Size | 9,451 sqft (0.216 acres) |
| Garage | Mixed |
| Occupancy | Owner Occupied |
| Tax Bill | $3,097.00 (2025) |
| Primary APN | 257-350-120-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,377 sqft Living Area |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Construction |
| Lot Area | 9,451 sqft (0.216 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Mixed Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 861 ZUMSTEIN DR |
|---|---|
| City | RIPON |
| State | CA |
| Zip | 95366-3148 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 94-FM PT OF 257-270-58 PER ZUMSTEIN ESTATES UNIT 2 |
| Legal Subdivision | ZUMSTEIN ESTATES UNIT #2 |
| Legal Tract | 2432 |
| Legal Lot Number | 59 |
| Jurisdiction | SAN JOAQUIN CA |
| Minor Civil Division | RIPON |
| Census Blockgroup | 3 |
| Census Block | 3013 |
| Census Tract | 5004 |
Source: San Joaquin County records · APN 257-350-120-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 861 ZUMSTEIN DR, RIPON, CA 95366-3148 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) HOMEWARD RESID'L |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 14, 1996 |
| Deed Sale | May 14, 1996 |
| Prior Sale | Aug 31, 1994 · Amount on Record |
| Deed Doc Number | 1996-050140 |
| Record Refreshed | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 861 ZUMSTEIN DR, RIPON, CA 95366-3148 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 861 ZUMSTEIN DR, RIPON, CA 95366-3148 |
| Document Number | 0000144308 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 2021-144308 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 861 ZUMSTEIN DR, RIPON, CA 95366-3148 |
| Document Number | 0000076840 |
| Instrument Date | Jun 26, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2017 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 861 ZUMSTEIN DR RIPON CA 953663148, RIPON, CA 95366-3148 |
| Document Number | 0000076840 |
|---|---|
| Date | Jul 07, 2017 |
| Instrument | 76840 |
| Name | HOMEWARD RESID'L |
|---|---|
| Address | ADDISON, TX 75001 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 06, 2032 |
Source: San Joaquin County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Ripon City |
| Unified School District | Ripon Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,097.00 (+3.75%) Homeowner's exemption | $281,232 (+4.04%) Land $92,034 Building $189,198 |
| 2023 | $2,985.00 (+1.63%) Homeowner's exemption | $270,313 Land $88,461 Building $181,852 |
| 2022 | $2,937.00 |
861 Zumstein Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · San Joaquin County (06077C), updated September 27, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 32nd percentile of exposed land nationally · 19th in California |
|---|---|
| Wildfire Likelihood | Low — about 1 in 7,143 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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