923 Villaverde Dr, Norman, OK 73071 Property Records

Cleveland County property record for 923 Villaverde Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · built 2022
Lot Size	0.61 acres (26,572 sqft)
Owner	2 Company Names on Record
Last Sale	$92,000 (Mar 2022)
Tax Bill	$8,995 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NC29MTRD2 1 3001`

Property Details

APN / Parcel Number

Primary APN	`NC29MTRD2 1 3001`
Alternative APNs	`R0186799` `186799`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	186799
Street Address	923 VILLAVERDE DR
City	NORMAN
State	OK
Zip	73071-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTORO RIDGE 2 LOT 3 BLK 1
Legal Range	02W
Legal Township	09
Legal Section	17
Legal Subdivision	MONTORO RIDGE 2
Legal Block	1
Legal Lot Number	3
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5000
Census Tract	201403

Owner

Source: Cleveland County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	923 VILLAVERDE DR, NORMAN, OK 73071-1001
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK & TRUST CO
Sep 18, 2023	Intrafamily Transfer, Transfer
Mar 1, 2022	Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2022 · Amount on Record
Deed Sale	Mar 1, 2022 · Amount on Record
Deed Document Number	20226890
Deed Book / Page	6387 / 228
Last Transfer Date	Sep 18, 2023
Transfer Doc	R202325615
Record Updated	Jun 8, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	923 VILLAVERDE DR, NORMAN, OK 73071-1001
Transaction Type	Mortgage
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 RYAN RD, OKLAHOMA CITY, OK 73160-6073

Mortgage

Document Number	R202242439
Date	Dec 12, 2022
Book Page	6503/257
Instrument	R 2022 42439

Lender

Name	FIRST NATIONAL BANK & TRUST CO
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLEVELAND OK
Recording Date	Sep 18, 2023
Property Address	923 VILLAVERDE DR, NORMAN, OK 73071-1001
Document Number	R202325615
Book / Page	6589 / 897
Instrument Date	Sep 18, 2023
Instrument	R 2023 25615
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	923 VILLAVERDE DR, NORMAN, OK 73071-1001

March 2022: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Mar 1, 2022
Property Address	923 VILLAVERDE DR, NORMAN, OK 73071-1001
Document Number	R202206890
Book / Page	6387 / 228
Instrument Date	Feb 23, 2022
Instrument	R 2022 06890
Transaction Type	Construction Loan
Record Updated	Feb 5, 2024
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Tax	$138.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1101 RYAN RD, OKLAHOMA CITY, OK 73160-6073

Mortgage

Document Number	R202206891
Date	Mar 1, 2022
Instrument	R 2022 06891

Lender

Name	FIRST NATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2023

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,995.00 (+6.1%) Homeowner's exemption	$75,955 (+6.09%) Land $9,208 Building $66,747	$758,819 (+27.18%) Land $92,000 Building $666,819
2023	$8,478.00 (+4,409.57%) Homeowner's exemption	$71,595 (+4,295.03%) Land $11,040 Building $60,555	$596,632 (+4,294.11%) Land $92,000 Building $504,632
2022	$188.00	$1,629 Land $1,629	$13,578 Land $13,578

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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