915 Villaverde Dr, Norman, OK 73071 Property Records

Cleveland County property record for 915 Villaverde Dr, Norman, OK 73071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2023
Lot Size	0.63 acres (27,443 sqft)
Owner	2 Individual Names on Record
Last Sale	$800,000 (Apr 2026)
Tax Bill	$11,940 (2025)
Deeds & Mortgages	Jun 2024 Mortgage Apr 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`NC29MTRD2 1 1001`

Property Details

APN / Parcel Number

Primary APN	`NC29MTRD2 1 1001`
Alternative APNs	`R0186797` `186797`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Combination
Construction Type	Steel Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	27,443 sqft (0.63 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	186797
Street Address	915 VILLAVERDE DR
City	NORMAN
State	OK
Zip	73071-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MONTORO RIDGE 2 LOT 1 BLK 1
Legal Range	02W
Legal Township	09
Legal Section	17
Legal Subdivision	MONTORO RIDGE 2
Legal Block	1
Legal Lot Number	1
Jurisdiction	CLEVELAND OK
Township / Civil Division	NORMAN
Census Block Group	5
Census Block	5000
Census Tract	201403

Owner

Source: Cleveland County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2024	Deed of Trust, Mortgage · Conventional Mortgage SOVEREIGN BANK
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jan 27, 2026	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Jul 3, 2023	Warranty Deed, Construction Loan · Construction Mortgage SOVEREIGN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2026 · Amount on Record
Deed Sale	Apr 27, 2026 · Amount on Record
Prior Sale	Jul 3, 2023 · Amount on Record
Deed Document Number	202611558
Deed Book / Page	6954 / 995
Record Updated	Sep 20, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEVELAND OK
Property Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001
Transaction Type	Mortgage
Record Updated	May 12, 2026
Title Company	CHICAGO TITLE OK, CHICAGO TITLE OKLAHOMA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001
Investor	Possibly a Property Investor

Mortgage

Document Number	R202416851
Date	Jun 28, 2024
Book Page	6681/806
Instrument	R 2024 16851

Lender

Name	SOVEREIGN BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73112

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2054

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 27, 2026
Property Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001
Document Number	0000011558
Book / Page	6954 / 995
Instrument Date	Apr 24, 2026
Instrument	2026.11558
Transaction Type	Transfer
Record Updated	May 6, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001

Mortgage

Document Number	0000011559,
Date	Apr 27, 2026
Instrument	2026..11559

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Apr 27, 2026
Property Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001
Document Number	R202611558
Book / Page	6954 / 995
Instrument Date	Apr 24, 2026
Instrument	202611558
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$121,200.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001

Mortgage

Document Number	0000011559,
Date	Apr 27, 2026
Instrument	202611559

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.11%
Initial Type	Fixed Rate
Max Rate	-1%

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jan 27, 2026
Property Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001
Document Number	0R20262125
Book / Page	6912 / 824
Instrument Date	Dec 31, 2025
Instrument	R 2026 2125
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2900 WASHINGTON DR, NORMAN, OK 73069-1014

July 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	CLEVELAND OK
Recording Date	Jul 3, 2023
Property Address	915 VILLAVERDE DR, NORMAN, OK 73071-1001
Document Number	R202317564
Book / Page	6564 / 7
Instrument Date	Jun 28, 2023
Instrument	R 2023 17564
Transaction Type	Construction Loan
Record Updated	Feb 13, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE OKLAHOMA CO

Transaction

Amount	Amount Recorded
Tax	$115.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	924 VILLAVERDE DR, NORMAN, OK 73071-1000
Investor	Possibly a Property Investor

Mortgage

Document Number	R202317565
Date	Jul 3, 2023
Instrument	R 2023 17565

Lender

Name	SOVEREIGN BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2024

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Cleveland County
Municipality	Norman City
Unified School District	Norman Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,940.00 (+5,991.84%)	$99,501 (+6,008.1%) Land $9,240 Building $90,261	$829,176 (+6,006.76%) Land $77,000 Building $752,176
2023	$196.00 (+4.26%)	$1,629 (-) Land $1,629	$13,578 (-) Land $13,578
2022	$188.00	$1,629 Land $1,629	$13,578 Land $13,578

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jul 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORMAN UTILITIES AUTHORITY serves 104,868 people · EPA ID OK1020801
Water Source	Surface water
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: OEC Fiber.

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