923 Spruce Pine Trl, Durham, NC 27705 Property Records

Orange County property record for 923 Spruce Pine Trl, Durham, NC 27705

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,056 sqft · built 1971
Lot Size0.35 acres (15,246 sqft)
Owner2 Individual Names on Record
Last Sale$310,000 (Aug 2026)
Tax Bill$1,997 (2026)
Deeds & MortgagesAug 2026 Sale & Mortgage
Oct 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN9893-70-4381

Property Details

APN / Parcel Number

Primary APN9893-70-4381
Alternative APNs
  • 9893-70-4381-000
  • 279452

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
Gross Area2,444 sqft

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialOther
Construction TypeFrame
Foundation TypeMasonry
Roof TypeGable
Roof MaterialShingle
Lot Area15,246 sqft (0.35 acres)
Lot Dimensions180 ft deep x 85 ft wide
PorchSlab
Porch Area224 sqft
Patio Area60 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address923 SPRUCE PINE TRL
CityDURHAM
StateNC
Zip27705-5927
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description9 BL C WHISPERING PINES P17/116
Legal SubdivisionWHISPERING PINE
Legal BlockC
Legal Lot Number9
JurisdictionORANGE NC
Township / Civil DivisionENO
Census Block Group3
Census Block3010
Census Tract10902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address923 SPRUCE PINE TRL, DURHAM, NC 27705-5927
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 17, 2026Warranty Deed, Transfer · FHA Mortgage
CENTRAL TRUST BANK
Oct 24, 2019Warranty Deed, Transfer
STATE EMPS CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 17, 2026 · Amount on Record
Deed SaleAug 17, 2026 · Amount on Record
Prior SaleOct 24, 2019 · Amount on Record
Deed Document Number202630137586
Deed Book / Page6924 / 666
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE NC
Recording DateAug 17, 2026
Property Address923 SPRUCE PINE TRL, DURHAM, NC 27705-5927
Document Number0030137586
Book / Page6924 / 666
Instrument DateAug 10, 2026
Instrument202630137586
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$62,620.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 SPRUCE PINE TRL, DURHAM, NC 27705-5927

Mortgage

Document Number0030137587,
DateAug 17, 2026
Instrument202630137587
Lender
NameCENTRAL TRUST BANK
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2056
Interest
Max Rate-1%

Mortgage

Document Number0030137588,
DateAug 17, 2026
Book Page6924/682
Instrument202630137588
Lender
NameHOUSING FINANCE AGENCY NC
Agreement
AmountAmount Recorded
Interest
Max Rate-1%

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE NC
Recording DateOct 24, 2019
Property Address923 SPRUCE PINE TRL, DURHAM, NC 27705-5927
Document Number663253
Book / Page006632 / 000053
Instrument DateOct 22, 2019
Instrument30009774
Transaction TypeTransfer
Record UpdatedNov 5, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$312.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address923 SPRUCE PINE TRL DURHAM NC 277055927, DURHAM, NC 27705-5927

Mortgage

Document Number663256
DateOct 24, 2019
Book Page006632/000056
Instrument30009775
Lender
NameSTATE EMPS CU
AddressRALEIGH, NC 27611-5279
Agreement
AmountAmount Recorded
Term360 Months
DueOct 23, 2049
Interest
Rate TypeAdjustable Rate
Rate4.37%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyOrange County
Unified School DistrictOrange County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,997.00 (+8.12%)$235,600 (-) Land $55,000 Building $180,600$235,600 (-) Land $55,000 Building $180,600
2025$1,847.00 (+15.29%)$235,600 (+50.83%) Land $55,000 Building $180,600$235,600 (+50.83%) Land $55,000 Building $180,600
2023$1,602.00$156,200 Land $33,000 Building $123,200$156,200 Land $33,000 Building $123,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimJul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWHISPERING PINES
private · serves 183 people · EPA ID NC0368135
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
T-Mobile
Fiber · Fixed Wireless
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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