922 Spruce Pine Trl, Durham, NC 27705 Property Records

Orange County property record for 922 Spruce Pine Trl, Durham, NC 27705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,160 sqft · built 1980
Lot Size	0.65 acres (28,314 sqft)
Owner	Individual Name on Record
Last Sale	$127,000 (Jun 2017)
Tax Bill	$1,854 (2026)
Deeds & Mortgages	Jun 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9893-70-2648`

Property Details

APN / Parcel Number

Primary APN	`9893-70-2648`
Alternative APN	`110063`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	2,753 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Shingle
Lot Area	28,314 sqft (0.65 acres)
Lot Dimensions	220 ft deep x 138 ft wide
Patio Area	433 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	922 SPRUCE PINE TRL
City	DURHAM
State	NC
Zip	27705-5928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	10 BL D WHISPERING PINES P19/181
Legal Subdivision	WHISPERING PINE
Legal Block	D
Jurisdiction	ORANGE NC
Township / Civil Division	ENO
Census Block Group	3
Census Block	3006
Census Tract	10902

Owner

Source: Orange County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	922 SPRUCE PINE TRL, DURHAM, NC 27705-5928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2017 · Amount on Record
Deed Sale	Jun 26, 2017 · Amount on Record
Prior Sale	Apr 7, 2013 · Amount on Record
Deed Document Number	2017122990
Deed Book / Page	6325 / 209
Prior Transfer Date	Apr 5, 2011
Prior Transfer Doc	51440269
Record Updated	Oct 29, 2026

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE NC
Recording Date	Jun 26, 2017
Property Address	922 SPRUCE PINE TRL, DURHAM, NC 27705-5928
Document Number	6325209
Book / Page	6325 / 209
Map Reference	MB 19 PG 181
Instrument Date	Jun 26, 2017
Instrument	20170626000122990
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$254.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5005 AMERICAN DR, 5005, DURHAM, NC 27705-6450

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	922 SPRUCE PINE TRL, DURHAM, NC 27705-5928

Mortgage

Document Number	20170626000123000
Date	Jun 26, 2017
Instrument	20170626000123000

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Min Rate At Change	4.25%
Max Rate At Change	6%
Index	5-Year TN
Margin	2
Max Rate	6%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Orange County
Unified School District	Orange County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,854.00 (+8.1%)	$217,400 (-) Land $44,000 Building $173,400	$217,400 (-) Land $44,000 Building $173,400
2025	$1,715.00 (+19.76%)	$217,400 (+57.54%) Land $44,000 Building $173,400	$217,400 (+57.54%) Land $44,000 Building $173,400
2023	$1,432.00	$138,000 Land $26,400 Building $111,600	$138,000 Land $26,400 Building $111,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHISPERING PINES private · serves 183 people · EPA ID NC0368135
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
T-Mobile Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20