Santa Cruz County property record for 923 Ridge Rd, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,220 sqft · built 1975 |
| Lot Size | 11.7 acres (513,616 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,834 (2025) |
| Deeds & Mortgages | Jul 2021 Transfer Nov 2017 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-181-40 |
| Primary APN | 076-181-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,796 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 513,616 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 923 RIDGE RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SU |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 120301 |
Source: Santa Cruz County records · APN 076-181-40
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 923 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2021 | Intrafamily Transfer, Transfer |
| Nov 08, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Nov 08, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Jul 15, 2021 |
| Transfer Doc | 0000039447 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jul 27, 2021 |
| Property Address | 923 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Document Number | 0000039447 |
| Instrument Date | Jul 15, 2021 |
| Instrument | 2021-0039447 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 923 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 08, 2017 |
| Property Address | 923 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Document Number | 0000037760 |
| Instrument Date | Nov 08, 2017 |
| Instrument | 37760 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | PO BOX 478 BEN LOMOND CA 950050478, BEN LOMOND, CA 95005-0478 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 08, 2017 |
| Property Address | 923 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Document Number | 0000037759 |
| Instrument Date | Nov 08, 2017 |
| Instrument | 37759 |
| Transaction Type | Transfer |
| Record Updated | Dec 01, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6838 HIGHWAY 9 FELTON CA 950189758, FELTON, CA 95018-9758 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,370 (+2%) Land $26,192 Building $171,178 | ||
| 2025 | $2,834.00 (+8.71%) Homeowner's exemption | $193,501 (+4.04%) Land $25,679 Building $167,822 | |
| 2023 | $2,607.00 (+2.56%) Homeowner's exemption | $185,987 Land $24,682 Building $161,305 | $650,700 |
| 2022 | $2,542.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), as of July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871203011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
| Wildfire Risk | Moderate above 57% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Surfnet Communications, T-Mobile USA.
Based on FCC filings for 24 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System, water system CA4410014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures