Santa Cruz County property record for 250 Ridge Rd, Ben Lomond, CA 95005
| Property Type | Rural Home |
|---|---|
| Details | 4 bd · 4 ba · 2,224 sqft · built 1953 |
| Lot Size | 2.04 acres (88,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $630,000 (Aug 2024) |
| Tax Bill | $5,400 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Feb 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 076-203-07 |
| Primary APN | 076-203-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,224 sqft Living Area |
| Gross Area | 2,752 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 88,950 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Deck Area | 836 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 250 RIDGE RD |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9445 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-1-1AC |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 120301 |
250 Ridge Rd, a rural home, is owned and occupied by two individuals who bought it in August 2024.
Source: Santa Cruz County records, as of August 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 250 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage INTELLILOAN INC |
| Feb 15, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2024 · Amount on File |
| Deed Sale | Aug 1, 2024 · Amount on File |
| Deed Document Number | 202414624 |
| Prior Transfer Date | Feb 8, 2024 |
| Prior Transfer Doc | 0000002901 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 250 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2026 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 250 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Document Number | 0000002029 |
|---|---|
| Date | Jan 30, 2026 |
| Instrument | 2026-0002029 |
| Name | INTELLILOAN INC |
|---|---|
| Type | Mortgage Company |
| Address | SANTA ANA, CA 92799 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Feb 15, 2024 |
| Property Address | 250 RIDGE RD, BEN LOMOND, CA 95005-9445 |
| Document Number | 0000002901 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 2024-0002901 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1144, BEN LOMOND, CA 95005-1144 |
The 2025 property tax bill for 250 Ridge Rd was $5,400 with a homeowner's exemption.
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $402,136 (+2%) Land $32,765 Building $369,371 | |
| 2025 | $5,400.00 Homeowner's exemption | $394,251 Land $32,123 Building $362,128 |
| 2023 | $5,105.00 (+2.33%) Homeowner's exemption | $378,941 Land $30,875 Building $348,066 |
| 2022 | $4,989.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 250 Ridge Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 20 (1980–2017) |
| Claims Outside the SFHA | 4 of 20 |
| Most Recent Claim | Mar 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 250 Ridge Rd is moderate, ranking above 51% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 69% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: Surfnet Communications, Verizon.
4G LTE only, no 5G reported
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