Winnebago County property record for 923 Otter Ave, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,712 sqft · built 1920 |
| Lot Size | 0.202 acres (8,786 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Aug 2024) |
| Tax Bill | $3,376 (2024) |
| Deeds & Mortgages | Jul 2024 Line of Credit Aug 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02430000 |
| Primary APN | 08-02430000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,712 sqft Living Area |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,786 sqft (0.202 acres) |
| Garage Type | Detached |
| Garage Area | 720 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Account Number | 908-02430000 |
|---|---|
| Street Address | 923 OTTER AVE |
| City | OSHKOSH |
| State | WI |
| Zip | 54901-5444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | COM 18.5 FT ELY OF NW COR LOT 9 BLK 10 BOWENS ADDN; TH SLYTO PT 25 FT WLY OF SE COR SD LOT 9; NLY ALG E LI SD LOT 9 TOS LI OTTER AVE; WLY 41.5 FT TO BEG ALSO COM NW COR LOT 11 |
| Legal Subdivision | BOWENS ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 9 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 100 |
923 Otter Ave is owned and occupied by two individuals who bought it in August 2024.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 923 OTTER AVE, OSHKOSH, WI 54901-5444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 25, 2024 | Deed of Trust, Mortgage · Line of Credit UW CU |
| Aug 30, 2024 | Warranty Deed, Transfer · Conventional Mortgage SERVION INC |
| Dec 9, 2022 | Warranty Deed, Transfer · Conventional Mortgage GO MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 30, 2024 · Amount on File |
| Deed Sale | Aug 30, 2024 · Amount on File |
| Prior Sale | Dec 9, 2022 · Amount on File |
| Deed Document Number | 20241929253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 923 OTTER AVE, OSHKOSH, WI 54901-5444 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001926966 |
|---|---|
| Date | Jul 25, 2024 |
| Instrument | 1926966 |
| Name | UW CU |
|---|---|
| Type | Credit Union |
| Address | MADISON, WI 53744 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Aug 30, 2024 |
| Property Address | 923 OTTER AVE, OSHKOSH, WI 54901-5444 |
| Document Number | 0001929253 |
| Instrument Date | Aug 28, 2024 |
| Instrument | 1929253 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0001929254 |
|---|---|
| Date | Aug 30, 2024 |
| Instrument | 1929254 |
| Name | SERVION INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Dec 9, 2022 |
| Property Address | 923 OTTER AVE, OSHKOSH, WI 54901-5444 |
| Document Number | 0001896243 |
| Instrument Date | Dec 6, 2022 |
| Instrument | 1896243 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 923 OTTER AVE, OSHKOSH, WI 54901-5444 |
| Document Number | 0001896244 |
|---|---|
| Date | Dec 9, 2022 |
| Instrument | 1896244 |
| Name | GO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,700 (-) Land $23,300 Building $169,400 | ||
| 2024 | $3,376.00 (+3.12%) | $192,700 (+58.21%) Land $23,300 Building $169,400 | |
| 2023 | $3,274.00 (-7.96%) Homeowner's exemption | $121,800 (-) Land $15,500 Building $106,300 | $176,004 Land $22,398 Building $153,606 |
| 2022 | $3,557.00 Homeowner's exemption | $121,800 Land $15,500 Building $106,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 923 Otter Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2006.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2006–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 923 Otter Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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