Winnebago County property record for 914 Otter Ave, Oshkosh, WI 54901
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 936 sqft · built 1949 |
| Lot Size | 0.165 acres (7,186 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,652 (2023) |
| Deeds & Mortgages | Apr 2022 Second Mortgage Apr 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-03100000 |
| Primary APN | 02-03100000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| 1st Floor Area | 624 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Other |
| Lot Area | 7,186 sqft (0.165 acres) |
| Lot Dimensions | 139 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 352 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 902-03100000 |
|---|---|
| Street Address | 145 KING ST |
| City | NEENAH |
| State | WI |
| Zip | 54956-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | S COML ST PLAT SUB OF BLKS 8 & 9 E1/2 OF LOTS 16 & 17 BLK 1 |
| Legal Subdivision | BOWENS ADDN |
| Legal Block | 8,9,1 |
| Legal Lot Number | 16,17 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | OSHKOSH |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 100 |
914 Otter Ave is owned and occupied by an individual.
Source: Winnebago County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 145 KING ST, NEENAH, WI 54956-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 18, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PROSPERA CU |
| Apr 21, 2021 | Warranty Deed, Transfer · FHA Mortgage PLAINS COMMERCE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 914 OTTER AVE, OSHKOSH, WI 54901-5445 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001880175 |
|---|---|
| Date | Apr 18, 2022 |
| Instrument | 1880175 |
| Name | PROSPERA CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54913 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Apr 21, 2021 |
| Property Address | 914 OTTER AVE, OSHKOSH, WI 54901-5445 |
| Document Number | 0001849254 |
| Instrument Date | Apr 13, 2021 |
| Instrument | 1849254 |
| Transaction Type | Transfer |
| Record Updated | Aug 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $369.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 914 OTTER AVE, OSHKOSH, WI 54901-5445 |
| Document Number | 0001849255 |
|---|---|
| Date | Apr 21, 2021 |
| Instrument | 1849255 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| Municipality | Oshkosh City |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $103,000 Land $27,500 Building $75,500 | ||
| 2023 | $2,652.00 (-0.38%) Homeowner's exemption | $100,900 (-) Land $11,000 Building $89,900 | $145,803 Land $15,895 Building $129,908 |
| 2022 | $2,662.00 Homeowner's exemption | $100,900 Land $11,000 Building $89,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 914 Otter Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 914 Otter Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSHKOSH WATERWORKS serves 63,000 people · EPA ID WI4710457 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
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